LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,064
−HK$7,906/mo
▼ 0.25% · 3.875%
HK$129,985
−HK$3,985/mo
Today · 4.125%
HK$133,970
baseline
▲ 0.50% · 4.625%
HK$142,121
+HK$8,151/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$267,940/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,245
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$144,006
−HK$3,816/mo
Today · 4.125%
HK$147,822
baseline
▲ 0.50% · 4.625%
HK$155,614
+HK$7,792/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$295,644/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,277
−HK$9,486/mo
▼ 0.25% · 3.875%
HK$155,983
−HK$4,780/mo
Today · 4.125%
HK$160,763
baseline
▲ 0.50% · 4.625%
HK$170,545
+HK$9,782/mo
Deposit HK$22.11M · loan HK$33.17M · min. income ≈ HK$321,526/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,294
−HK$9,093/mo
▼ 0.25% · 3.875%
HK$172,808
−HK$4,579/mo
Today · 4.125%
HK$177,387
baseline
▲ 0.50% · 4.625%
HK$186,737
+HK$9,350/mo
Deposit HK$22.11M · loan HK$33.17M · min. income ≈ HK$354,774/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,490
−HK$11,067/mo
▼ 0.25% · 3.875%
HK$181,980
−HK$5,577/mo
Today · 4.125%
HK$187,557
baseline
▲ 0.50% · 4.625%
HK$198,970
+HK$11,413/mo
Deposit HK$16.59M · loan HK$38.70M · min. income ≈ HK$375,114/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,349,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,343
−HK$10,608/mo
▼ 0.25% · 3.875%
HK$201,609
−HK$5,342/mo
Today · 4.125%
HK$206,951
baseline
▲ 0.50% · 4.625%
HK$217,860
+HK$10,909/mo
Deposit HK$16.59M · loan HK$38.70M · min. income ≈ HK$413,902/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,349,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,916
−HK$14,229/mo
▼ 0.25% · 3.875%
HK$233,974
−HK$7,171/mo
Today · 4.125%
HK$241,145
baseline
▲ 0.50% · 4.625%
HK$255,818
+HK$14,673/mo
Deposit HK$5.53M · loan HK$49.76M · min. income ≈ HK$482,290/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,441
−HK$13,639/mo
▼ 0.25% · 3.875%
HK$259,212
−HK$6,868/mo
Today · 4.125%
HK$266,080
baseline
▲ 0.50% · 4.625%
HK$280,105
+HK$14,025/mo
Deposit HK$5.53M · loan HK$49.76M · min. income ≈ HK$532,160/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,617 · Scale 2, in force from 26 Feb 2026)