LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,071
−HK$7,906/mo
▼ 0.25% · 3.875%
HK$129,992
−HK$3,985/mo
Today · 4.125%
HK$133,977
baseline
▲ 0.50% · 4.625%
HK$142,129
+HK$8,152/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$267,954/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,253
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$144,014
−HK$3,816/mo
Today · 4.125%
HK$147,830
baseline
▲ 0.50% · 4.625%
HK$155,622
+HK$7,792/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$295,660/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,285
−HK$9,487/mo
▼ 0.25% · 3.875%
HK$155,991
−HK$4,781/mo
Today · 4.125%
HK$160,772
baseline
▲ 0.50% · 4.625%
HK$170,555
+HK$9,783/mo
Deposit HK$22.12M · loan HK$33.17M · min. income ≈ HK$321,544/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,303
−HK$9,093/mo
▼ 0.25% · 3.875%
HK$172,817
−HK$4,579/mo
Today · 4.125%
HK$177,396
baseline
▲ 0.50% · 4.625%
HK$186,747
+HK$9,351/mo
Deposit HK$22.12M · loan HK$33.17M · min. income ≈ HK$354,792/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,499
−HK$11,068/mo
▼ 0.25% · 3.875%
HK$181,989
−HK$5,578/mo
Today · 4.125%
HK$187,567
baseline
▲ 0.50% · 4.625%
HK$198,980
+HK$11,413/mo
Deposit HK$16.59M · loan HK$38.70M · min. income ≈ HK$375,134/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,349,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,354
−HK$10,608/mo
▼ 0.25% · 3.875%
HK$201,620
−HK$5,342/mo
Today · 4.125%
HK$206,962
baseline
▲ 0.50% · 4.625%
HK$217,871
+HK$10,909/mo
Deposit HK$16.59M · loan HK$38.70M · min. income ≈ HK$413,924/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,349,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,928
−HK$14,230/mo
▼ 0.25% · 3.875%
HK$233,986
−HK$7,172/mo
Today · 4.125%
HK$241,158
baseline
▲ 0.50% · 4.625%
HK$255,832
+HK$14,674/mo
Deposit HK$5.53M · loan HK$49.76M · min. income ≈ HK$482,316/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,455
−HK$13,639/mo
▼ 0.25% · 3.875%
HK$259,225
−HK$6,869/mo
Today · 4.125%
HK$266,094
baseline
▲ 0.50% · 4.625%
HK$280,120
+HK$14,026/mo
Deposit HK$5.53M · loan HK$49.76M · min. income ≈ HK$532,188/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,742 · Scale 2, in force from 26 Feb 2026)