LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,608
−HK$790/mo
▼ 0.25% · 3.875%
HK$13,000
−HK$398/mo
Today · 4.125%
HK$13,398
baseline
▲ 0.50% · 4.625%
HK$14,213
+HK$815/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$26,796/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,026
−HK$757/mo
▼ 0.25% · 3.875%
HK$14,402
−HK$381/mo
Today · 4.125%
HK$14,783
baseline
▲ 0.50% · 4.625%
HK$15,563
+HK$780/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$29,566/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,129
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,600
−HK$478/mo
Today · 4.125%
HK$16,078
baseline
▲ 0.50% · 4.625%
HK$17,056
+HK$978/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$32,156/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,831
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,282
−HK$458/mo
Today · 4.125%
HK$17,740
baseline
▲ 0.50% · 4.625%
HK$18,675
+HK$935/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$35,480/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,651
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,200
−HK$557/mo
Today · 4.125%
HK$18,757
baseline
▲ 0.50% · 4.625%
HK$19,899
+HK$1,142/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$37,514/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,636
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,163
−HK$534/mo
Today · 4.125%
HK$20,697
baseline
▲ 0.50% · 4.625%
HK$21,788
+HK$1,091/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$41,394/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,694
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,399
−HK$718/mo
Today · 4.125%
HK$24,117
baseline
▲ 0.50% · 4.625%
HK$25,584
+HK$1,467/mo
Deposit HK$553K · loan HK$4.98M · min. income ≈ HK$48,234/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$124,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,246
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,923
−HK$687/mo
Today · 4.125%
HK$26,610
baseline
▲ 0.50% · 4.625%
HK$28,013
+HK$1,403/mo
Deposit HK$553K · loan HK$4.98M · min. income ≈ HK$53,220/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$124,403 · Scale 2, in force from 26 Feb 2026)