LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,087
−HK$7,907/mo
▼ 0.25% · 3.875%
HK$130,009
−HK$3,985/mo
Today · 4.125%
HK$133,994
baseline
▲ 0.50% · 4.625%
HK$142,147
+HK$8,153/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$267,988/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,270
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$144,032
−HK$3,817/mo
Today · 4.125%
HK$147,849
baseline
▲ 0.50% · 4.625%
HK$155,642
+HK$7,793/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$295,698/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,304
−HK$9,488/mo
▼ 0.25% · 3.875%
HK$156,011
−HK$4,781/mo
Today · 4.125%
HK$160,792
baseline
▲ 0.50% · 4.625%
HK$170,576
+HK$9,784/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$321,584/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,325
−HK$9,094/mo
▼ 0.25% · 3.875%
HK$172,839
−HK$4,580/mo
Today · 4.125%
HK$177,419
baseline
▲ 0.50% · 4.625%
HK$186,771
+HK$9,352/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$354,838/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,522
−HK$11,069/mo
▼ 0.25% · 3.875%
HK$182,013
−HK$5,578/mo
Today · 4.125%
HK$187,591
baseline
▲ 0.50% · 4.625%
HK$199,006
+HK$11,415/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$375,182/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,379
−HK$10,609/mo
▼ 0.25% · 3.875%
HK$201,645
−HK$5,343/mo
Today · 4.125%
HK$206,988
baseline
▲ 0.50% · 4.625%
HK$217,899
+HK$10,911/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$413,976/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,956
−HK$14,233/mo
▼ 0.25% · 3.875%
HK$234,016
−HK$7,173/mo
Today · 4.125%
HK$241,189
baseline
▲ 0.50% · 4.625%
HK$255,864
+HK$14,675/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$482,378/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,487
−HK$13,641/mo
▼ 0.25% · 3.875%
HK$259,258
−HK$6,870/mo
Today · 4.125%
HK$266,128
baseline
▲ 0.50% · 4.625%
HK$280,156
+HK$14,028/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$532,256/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,041 · Scale 2, in force from 26 Feb 2026)