LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,089
−HK$7,906/mo
▼ 0.25% · 3.875%
HK$130,011
−HK$3,984/mo
Today · 4.125%
HK$133,995
baseline
▲ 0.50% · 4.625%
HK$142,149
+HK$8,154/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$267,990/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,272
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$144,034
−HK$3,817/mo
Today · 4.125%
HK$147,851
baseline
▲ 0.50% · 4.625%
HK$155,644
+HK$7,793/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$295,702/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,306
−HK$9,488/mo
▼ 0.25% · 3.875%
HK$156,013
−HK$4,781/mo
Today · 4.125%
HK$160,794
baseline
▲ 0.50% · 4.625%
HK$170,578
+HK$9,784/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$321,588/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,327
−HK$9,094/mo
▼ 0.25% · 3.875%
HK$172,841
−HK$4,580/mo
Today · 4.125%
HK$177,421
baseline
▲ 0.50% · 4.625%
HK$186,773
+HK$9,352/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$354,842/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,524
−HK$11,070/mo
▼ 0.25% · 3.875%
HK$182,015
−HK$5,579/mo
Today · 4.125%
HK$187,594
baseline
▲ 0.50% · 4.625%
HK$199,008
+HK$11,414/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$375,188/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,381
−HK$10,610/mo
▼ 0.25% · 3.875%
HK$201,648
−HK$5,343/mo
Today · 4.125%
HK$206,991
baseline
▲ 0.50% · 4.625%
HK$217,902
+HK$10,911/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$413,982/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,959
−HK$14,233/mo
▼ 0.25% · 3.875%
HK$234,019
−HK$7,173/mo
Today · 4.125%
HK$241,192
baseline
▲ 0.50% · 4.625%
HK$255,868
+HK$14,676/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$482,384/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,490
−HK$13,641/mo
▼ 0.25% · 3.875%
HK$259,262
−HK$6,869/mo
Today · 4.125%
HK$266,131
baseline
▲ 0.50% · 4.625%
HK$280,159
+HK$14,028/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$532,262/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,070 · Scale 2, in force from 26 Feb 2026)