LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,609
−HK$791/mo
▼ 0.25% · 3.875%
HK$13,001
−HK$399/mo
Today · 4.125%
HK$13,400
baseline
▲ 0.50% · 4.625%
HK$14,215
+HK$815/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$26,800/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,027
−HK$758/mo
▼ 0.25% · 3.875%
HK$14,404
−HK$381/mo
Today · 4.125%
HK$14,785
baseline
▲ 0.50% · 4.625%
HK$15,565
+HK$780/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$29,570/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,131
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,602
−HK$478/mo
Today · 4.125%
HK$16,080
baseline
▲ 0.50% · 4.625%
HK$17,058
+HK$978/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$32,160/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,833
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,284
−HK$458/mo
Today · 4.125%
HK$17,742
baseline
▲ 0.50% · 4.625%
HK$18,678
+HK$936/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$35,484/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,653
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,202
−HK$558/mo
Today · 4.125%
HK$18,760
baseline
▲ 0.50% · 4.625%
HK$19,901
+HK$1,141/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$37,520/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,638
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,165
−HK$534/mo
Today · 4.125%
HK$20,699
baseline
▲ 0.50% · 4.625%
HK$21,791
+HK$1,092/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$41,398/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,696
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,402
−HK$718/mo
Today · 4.125%
HK$24,120
baseline
▲ 0.50% · 4.625%
HK$25,587
+HK$1,467/mo
Deposit HK$553K · loan HK$4.98M · min. income ≈ HK$48,240/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$124,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,249
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,927
−HK$687/mo
Today · 4.125%
HK$26,614
baseline
▲ 0.50% · 4.625%
HK$28,016
+HK$1,402/mo
Deposit HK$553K · loan HK$4.98M · min. income ≈ HK$53,228/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$124,418 · Scale 2, in force from 26 Feb 2026)