LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,093
−HK$7,907/mo
▼ 0.25% · 3.875%
HK$130,015
−HK$3,985/mo
Today · 4.125%
HK$134,000
baseline
▲ 0.50% · 4.625%
HK$142,153
+HK$8,153/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$268,000/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,277
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$144,039
−HK$3,816/mo
Today · 4.125%
HK$147,855
baseline
▲ 0.50% · 4.625%
HK$155,649
+HK$7,794/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$295,710/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,311
−HK$9,489/mo
▼ 0.25% · 3.875%
HK$156,018
−HK$4,782/mo
Today · 4.125%
HK$160,800
baseline
▲ 0.50% · 4.625%
HK$170,584
+HK$9,784/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$321,600/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,332
−HK$9,094/mo
▼ 0.25% · 3.875%
HK$172,847
−HK$4,579/mo
Today · 4.125%
HK$177,426
baseline
▲ 0.50% · 4.625%
HK$186,779
+HK$9,353/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$354,852/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,530
−HK$11,070/mo
▼ 0.25% · 3.875%
HK$182,021
−HK$5,579/mo
Today · 4.125%
HK$187,600
baseline
▲ 0.50% · 4.625%
HK$199,015
+HK$11,415/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$375,200/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,387
−HK$10,611/mo
▼ 0.25% · 3.875%
HK$201,654
−HK$5,344/mo
Today · 4.125%
HK$206,998
baseline
▲ 0.50% · 4.625%
HK$217,909
+HK$10,911/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$413,996/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,967
−HK$14,232/mo
▼ 0.25% · 3.875%
HK$234,027
−HK$7,172/mo
Today · 4.125%
HK$241,199
baseline
▲ 0.50% · 4.625%
HK$255,876
+HK$14,677/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$482,398/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,498
−HK$13,642/mo
▼ 0.25% · 3.875%
HK$259,270
−HK$6,870/mo
Today · 4.125%
HK$266,140
baseline
▲ 0.50% · 4.625%
HK$280,168
+HK$14,028/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$532,280/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,145 · Scale 2, in force from 26 Feb 2026)