LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,106
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$130,028
−HK$3,986/mo
Today · 4.125%
HK$134,014
baseline
▲ 0.50% · 4.625%
HK$142,168
+HK$8,154/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$268,028/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,291
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$144,054
−HK$3,817/mo
Today · 4.125%
HK$147,871
baseline
▲ 0.50% · 4.625%
HK$155,665
+HK$7,794/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$295,742/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,327
−HK$9,489/mo
▼ 0.25% · 3.875%
HK$156,034
−HK$4,782/mo
Today · 4.125%
HK$160,816
baseline
▲ 0.50% · 4.625%
HK$170,602
+HK$9,786/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$321,632/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,350
−HK$9,095/mo
▼ 0.25% · 3.875%
HK$172,865
−HK$4,580/mo
Today · 4.125%
HK$177,445
baseline
▲ 0.50% · 4.625%
HK$186,798
+HK$9,353/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$354,890/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,548
−HK$11,071/mo
▼ 0.25% · 3.875%
HK$182,040
−HK$5,579/mo
Today · 4.125%
HK$187,619
baseline
▲ 0.50% · 4.625%
HK$199,035
+HK$11,416/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$375,238/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,408
−HK$10,611/mo
▼ 0.25% · 3.875%
HK$201,675
−HK$5,344/mo
Today · 4.125%
HK$207,019
baseline
▲ 0.50% · 4.625%
HK$217,931
+HK$10,912/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$414,038/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,990
−HK$14,234/mo
▼ 0.25% · 3.875%
HK$234,051
−HK$7,173/mo
Today · 4.125%
HK$241,224
baseline
▲ 0.50% · 4.625%
HK$255,902
+HK$14,678/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$482,448/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,524
−HK$13,643/mo
▼ 0.25% · 3.875%
HK$259,297
−HK$6,870/mo
Today · 4.125%
HK$266,167
baseline
▲ 0.50% · 4.625%
HK$280,197
+HK$14,030/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$532,334/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,390 · Scale 2, in force from 26 Feb 2026)