LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,107
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$130,029
−HK$3,986/mo
Today · 4.125%
HK$134,015
baseline
▲ 0.50% · 4.625%
HK$142,169
+HK$8,154/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$268,030/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,293
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$144,055
−HK$3,817/mo
Today · 4.125%
HK$147,872
baseline
▲ 0.50% · 4.625%
HK$155,667
+HK$7,795/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$295,744/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,328
−HK$9,490/mo
▼ 0.25% · 3.875%
HK$156,035
−HK$4,783/mo
Today · 4.125%
HK$160,818
baseline
▲ 0.50% · 4.625%
HK$170,603
+HK$9,785/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$321,636/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,351
−HK$9,096/mo
▼ 0.25% · 3.875%
HK$172,866
−HK$4,581/mo
Today · 4.125%
HK$177,447
baseline
▲ 0.50% · 4.625%
HK$186,800
+HK$9,353/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$354,894/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,550
−HK$11,071/mo
▼ 0.25% · 3.875%
HK$182,041
−HK$5,580/mo
Today · 4.125%
HK$187,621
baseline
▲ 0.50% · 4.625%
HK$199,037
+HK$11,416/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$375,242/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,410
−HK$10,611/mo
▼ 0.25% · 3.875%
HK$201,677
−HK$5,344/mo
Today · 4.125%
HK$207,021
baseline
▲ 0.50% · 4.625%
HK$217,933
+HK$10,912/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$414,042/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,992
−HK$14,235/mo
▼ 0.25% · 3.875%
HK$234,053
−HK$7,174/mo
Today · 4.125%
HK$241,227
baseline
▲ 0.50% · 4.625%
HK$255,905
+HK$14,678/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$482,454/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,527
−HK$13,643/mo
▼ 0.25% · 3.875%
HK$259,299
−HK$6,871/mo
Today · 4.125%
HK$266,170
baseline
▲ 0.50% · 4.625%
HK$280,200
+HK$14,030/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$532,340/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,412 · Scale 2, in force from 26 Feb 2026)