LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,111
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$130,033
−HK$3,986/mo
Today · 4.125%
HK$134,019
baseline
▲ 0.50% · 4.625%
HK$142,173
+HK$8,154/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$268,038/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,297
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$144,059
−HK$3,817/mo
Today · 4.125%
HK$147,876
baseline
▲ 0.50% · 4.625%
HK$155,671
+HK$7,795/mo
Deposit HK$27.65M · loan HK$27.65M · min. income ≈ HK$295,752/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$2,350,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,333
−HK$9,490/mo
▼ 0.25% · 3.875%
HK$156,040
−HK$4,783/mo
Today · 4.125%
HK$160,823
baseline
▲ 0.50% · 4.625%
HK$170,608
+HK$9,785/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$321,646/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,356
−HK$9,096/mo
▼ 0.25% · 3.875%
HK$172,871
−HK$4,581/mo
Today · 4.125%
HK$177,452
baseline
▲ 0.50% · 4.625%
HK$186,806
+HK$9,354/mo
Deposit HK$22.12M · loan HK$33.18M · min. income ≈ HK$354,904/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$2,350,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,555
−HK$11,071/mo
▼ 0.25% · 3.875%
HK$182,047
−HK$5,579/mo
Today · 4.125%
HK$187,626
baseline
▲ 0.50% · 4.625%
HK$199,043
+HK$11,417/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$375,252/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,415
−HK$10,612/mo
▼ 0.25% · 3.875%
HK$201,683
−HK$5,344/mo
Today · 4.125%
HK$207,027
baseline
▲ 0.50% · 4.625%
HK$217,940
+HK$10,913/mo
Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$414,054/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,999
−HK$14,235/mo
▼ 0.25% · 3.875%
HK$234,060
−HK$7,174/mo
Today · 4.125%
HK$241,234
baseline
▲ 0.50% · 4.625%
HK$255,912
+HK$14,678/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$482,468/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,534
−HK$13,644/mo
▼ 0.25% · 3.875%
HK$259,307
−HK$6,871/mo
Today · 4.125%
HK$266,178
baseline
▲ 0.50% · 4.625%
HK$280,208
+HK$14,030/mo
Deposit HK$5.53M · loan HK$49.77M · min. income ≈ HK$532,356/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,481 · Scale 2, in force from 26 Feb 2026)