LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,611
−HK$791/mo
▼ 0.25% · 3.875%
HK$13,003
−HK$399/mo
Today · 4.125%
HK$13,402
baseline
▲ 0.50% · 4.625%
HK$14,218
+HK$816/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,804/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,030
−HK$758/mo
▼ 0.25% · 3.875%
HK$14,406
−HK$382/mo
Today · 4.125%
HK$14,788
baseline
▲ 0.50% · 4.625%
HK$15,567
+HK$779/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,576/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,133
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,604
−HK$478/mo
Today · 4.125%
HK$16,082
baseline
▲ 0.50% · 4.625%
HK$17,061
+HK$979/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$32,164/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,836
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,287
−HK$458/mo
Today · 4.125%
HK$17,745
baseline
▲ 0.50% · 4.625%
HK$18,681
+HK$936/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$35,490/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,656
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,205
−HK$558/mo
Today · 4.125%
HK$18,763
baseline
▲ 0.50% · 4.625%
HK$19,905
+HK$1,142/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$37,526/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,642
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,169
−HK$534/mo
Today · 4.125%
HK$20,703
baseline
▲ 0.50% · 4.625%
HK$21,794
+HK$1,091/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$41,406/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,700
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,406
−HK$718/mo
Today · 4.125%
HK$24,124
baseline
▲ 0.50% · 4.625%
HK$25,592
+HK$1,468/mo
Deposit HK$553K · loan HK$4.98M · min. income ≈ HK$48,248/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,254
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,931
−HK$687/mo
Today · 4.125%
HK$26,618
baseline
▲ 0.50% · 4.625%
HK$28,021
+HK$1,403/mo
Deposit HK$553K · loan HK$4.98M · min. income ≈ HK$53,236/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,439 · Scale 2, in force from 26 Feb 2026)