LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,123
−HK$7,910/mo
▼ 0.25% · 3.875%
HK$130,047
−HK$3,986/mo
Today · 4.125%
HK$134,033
baseline
▲ 0.50% · 4.625%
HK$142,188
+HK$8,155/mo
Deposit HK$27.66M · loan HK$27.66M · min. income ≈ HK$268,066/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,350,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,311
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$144,074
−HK$3,818/mo
Today · 4.125%
HK$147,892
baseline
▲ 0.50% · 4.625%
HK$155,687
+HK$7,795/mo
Deposit HK$27.66M · loan HK$27.66M · min. income ≈ HK$295,784/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,350,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,348
−HK$9,491/mo
▼ 0.25% · 3.875%
HK$156,056
−HK$4,783/mo
Today · 4.125%
HK$160,839
baseline
▲ 0.50% · 4.625%
HK$170,626
+HK$9,787/mo
Deposit HK$22.12M · loan HK$33.19M · min. income ≈ HK$321,678/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$2,350,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,373
−HK$9,097/mo
▼ 0.25% · 3.875%
HK$172,889
−HK$4,581/mo
Today · 4.125%
HK$177,470
baseline
▲ 0.50% · 4.625%
HK$186,825
+HK$9,355/mo
Deposit HK$22.12M · loan HK$33.19M · min. income ≈ HK$354,940/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$2,350,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,573
−HK$11,073/mo
▼ 0.25% · 3.875%
HK$182,065
−HK$5,581/mo
Today · 4.125%
HK$187,646
baseline
▲ 0.50% · 4.625%
HK$199,063
+HK$11,417/mo
Deposit HK$16.59M · loan HK$38.72M · min. income ≈ HK$375,292/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,436
−HK$10,612/mo
▼ 0.25% · 3.875%
HK$201,704
−HK$5,344/mo
Today · 4.125%
HK$207,048
baseline
▲ 0.50% · 4.625%
HK$217,962
+HK$10,914/mo
Deposit HK$16.59M · loan HK$38.72M · min. income ≈ HK$414,096/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,022
−HK$14,237/mo
▼ 0.25% · 3.875%
HK$234,084
−HK$7,175/mo
Today · 4.125%
HK$241,259
baseline
▲ 0.50% · 4.625%
HK$255,939
+HK$14,680/mo
Deposit HK$5.53M · loan HK$49.78M · min. income ≈ HK$482,518/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,560
−HK$13,645/mo
▼ 0.25% · 3.875%
HK$259,333
−HK$6,872/mo
Today · 4.125%
HK$266,205
baseline
▲ 0.50% · 4.625%
HK$280,237
+HK$14,032/mo
Deposit HK$5.53M · loan HK$49.78M · min. income ≈ HK$532,410/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,722 · Scale 2, in force from 26 Feb 2026)