LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,125
−HK$7,910/mo
▼ 0.25% · 3.875%
HK$130,049
−HK$3,986/mo
Today · 4.125%
HK$134,035
baseline
▲ 0.50% · 4.625%
HK$142,190
+HK$8,155/mo
Deposit HK$27.66M · loan HK$27.66M · min. income ≈ HK$268,070/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,350,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,313
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$144,076
−HK$3,818/mo
Today · 4.125%
HK$147,894
baseline
▲ 0.50% · 4.625%
HK$155,690
+HK$7,796/mo
Deposit HK$27.66M · loan HK$27.66M · min. income ≈ HK$295,788/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,350,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,351
−HK$9,491/mo
▼ 0.25% · 3.875%
HK$156,058
−HK$4,784/mo
Today · 4.125%
HK$160,842
baseline
▲ 0.50% · 4.625%
HK$170,628
+HK$9,786/mo
Deposit HK$22.12M · loan HK$33.19M · min. income ≈ HK$321,684/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$2,350,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,376
−HK$9,097/mo
▼ 0.25% · 3.875%
HK$172,892
−HK$4,581/mo
Today · 4.125%
HK$177,473
baseline
▲ 0.50% · 4.625%
HK$186,828
+HK$9,355/mo
Deposit HK$22.12M · loan HK$33.19M · min. income ≈ HK$354,946/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$2,350,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,576
−HK$11,072/mo
▼ 0.25% · 3.875%
HK$182,068
−HK$5,580/mo
Today · 4.125%
HK$187,648
baseline
▲ 0.50% · 4.625%
HK$199,066
+HK$11,418/mo
Deposit HK$16.59M · loan HK$38.72M · min. income ≈ HK$375,296/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,439
−HK$10,613/mo
▼ 0.25% · 3.875%
HK$201,707
−HK$5,345/mo
Today · 4.125%
HK$207,052
baseline
▲ 0.50% · 4.625%
HK$217,966
+HK$10,914/mo
Deposit HK$16.59M · loan HK$38.72M · min. income ≈ HK$414,104/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,350,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,026
−HK$14,236/mo
▼ 0.25% · 3.875%
HK$234,088
−HK$7,174/mo
Today · 4.125%
HK$241,262
baseline
▲ 0.50% · 4.625%
HK$255,943
+HK$14,681/mo
Deposit HK$5.53M · loan HK$49.78M · min. income ≈ HK$482,524/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,564
−HK$13,645/mo
▼ 0.25% · 3.875%
HK$259,338
−HK$6,871/mo
Today · 4.125%
HK$266,209
baseline
▲ 0.50% · 4.625%
HK$280,241
+HK$14,032/mo
Deposit HK$5.53M · loan HK$49.78M · min. income ≈ HK$532,418/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,759 · Scale 2, in force from 26 Feb 2026)