LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,130
−HK$7,909/mo
▼ 0.25% · 3.875%
HK$130,053
−HK$3,986/mo
Today · 4.125%
HK$134,039
baseline
▲ 0.50% · 4.625%
HK$142,195
+HK$8,156/mo
Deposit HK$27.66M · loan HK$27.66M · min. income ≈ HK$268,078/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,350,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,318
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$144,082
−HK$3,817/mo
Today · 4.125%
HK$147,899
baseline
▲ 0.50% · 4.625%
HK$155,695
+HK$7,796/mo
Deposit HK$27.66M · loan HK$27.66M · min. income ≈ HK$295,798/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,350,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,356
−HK$9,491/mo
▼ 0.25% · 3.875%
HK$156,064
−HK$4,783/mo
Today · 4.125%
HK$160,847
baseline
▲ 0.50% · 4.625%
HK$170,634
+HK$9,787/mo
Deposit HK$22.13M · loan HK$33.19M · min. income ≈ HK$321,694/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$2,350,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,382
−HK$9,097/mo
▼ 0.25% · 3.875%
HK$172,898
−HK$4,581/mo
Today · 4.125%
HK$177,479
baseline
▲ 0.50% · 4.625%
HK$186,834
+HK$9,355/mo
Deposit HK$22.13M · loan HK$33.19M · min. income ≈ HK$354,958/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$2,350,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,582
−HK$11,073/mo
▼ 0.25% · 3.875%
HK$182,075
−HK$5,580/mo
Today · 4.125%
HK$187,655
baseline
▲ 0.50% · 4.625%
HK$199,074
+HK$11,419/mo
Deposit HK$16.59M · loan HK$38.72M · min. income ≈ HK$375,310/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,350,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,446
−HK$10,613/mo
▼ 0.25% · 3.875%
HK$201,714
−HK$5,345/mo
Today · 4.125%
HK$207,059
baseline
▲ 0.50% · 4.625%
HK$217,973
+HK$10,914/mo
Deposit HK$16.59M · loan HK$38.72M · min. income ≈ HK$414,118/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,350,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,034
−HK$14,237/mo
▼ 0.25% · 3.875%
HK$234,096
−HK$7,175/mo
Today · 4.125%
HK$241,271
baseline
▲ 0.50% · 4.625%
HK$255,952
+HK$14,681/mo
Deposit HK$5.53M · loan HK$49.78M · min. income ≈ HK$482,542/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,573
−HK$13,646/mo
▼ 0.25% · 3.875%
HK$259,347
−HK$6,872/mo
Today · 4.125%
HK$266,219
baseline
▲ 0.50% · 4.625%
HK$280,251
+HK$14,032/mo
Deposit HK$5.53M · loan HK$49.78M · min. income ≈ HK$532,438/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,350,843 · Scale 2, in force from 26 Feb 2026)