LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,143
−HK$7,910/mo
▼ 0.25% · 3.875%
HK$130,067
−HK$3,986/mo
Today · 4.125%
HK$134,053
baseline
▲ 0.50% · 4.625%
HK$142,210
+HK$8,157/mo
Deposit HK$27.66M · loan HK$27.66M · min. income ≈ HK$268,106/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,351,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,333
−HK$7,582/mo
▼ 0.25% · 3.875%
HK$144,097
−HK$3,818/mo
Today · 4.125%
HK$147,915
baseline
▲ 0.50% · 4.625%
HK$155,712
+HK$7,797/mo
Deposit HK$27.66M · loan HK$27.66M · min. income ≈ HK$295,830/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,351,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,372
−HK$9,492/mo
▼ 0.25% · 3.875%
HK$156,080
−HK$4,784/mo
Today · 4.125%
HK$160,864
baseline
▲ 0.50% · 4.625%
HK$170,652
+HK$9,788/mo
Deposit HK$22.13M · loan HK$33.19M · min. income ≈ HK$321,728/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$2,351,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,400
−HK$9,098/mo
▼ 0.25% · 3.875%
HK$172,916
−HK$4,582/mo
Today · 4.125%
HK$177,498
baseline
▲ 0.50% · 4.625%
HK$186,854
+HK$9,356/mo
Deposit HK$22.13M · loan HK$33.19M · min. income ≈ HK$354,996/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$2,351,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,600
−HK$11,075/mo
▼ 0.25% · 3.875%
HK$182,094
−HK$5,581/mo
Today · 4.125%
HK$187,675
baseline
▲ 0.50% · 4.625%
HK$199,094
+HK$11,419/mo
Deposit HK$16.60M · loan HK$38.72M · min. income ≈ HK$375,350/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,351,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,466
−HK$10,615/mo
▼ 0.25% · 3.875%
HK$201,735
−HK$5,346/mo
Today · 4.125%
HK$207,081
baseline
▲ 0.50% · 4.625%
HK$217,996
+HK$10,915/mo
Deposit HK$16.60M · loan HK$38.72M · min. income ≈ HK$414,162/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,351,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,058
−HK$14,238/mo
▼ 0.25% · 3.875%
HK$234,120
−HK$7,176/mo
Today · 4.125%
HK$241,296
baseline
▲ 0.50% · 4.625%
HK$255,978
+HK$14,682/mo
Deposit HK$5.53M · loan HK$49.79M · min. income ≈ HK$482,592/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,351,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,599
−HK$13,648/mo
▼ 0.25% · 3.875%
HK$259,374
−HK$6,873/mo
Today · 4.125%
HK$266,247
baseline
▲ 0.50% · 4.625%
HK$280,281
+HK$14,034/mo
Deposit HK$5.53M · loan HK$49.79M · min. income ≈ HK$532,494/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,351,089 · Scale 2, in force from 26 Feb 2026)