LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,153
−HK$7,910/mo
▼ 0.25% · 3.875%
HK$130,077
−HK$3,986/mo
Today · 4.125%
HK$134,063
baseline
▲ 0.50% · 4.625%
HK$142,221
+HK$8,158/mo
Deposit HK$27.66M · loan HK$27.66M · min. income ≈ HK$268,126/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,351,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,343
−HK$7,583/mo
▼ 0.25% · 3.875%
HK$144,107
−HK$3,819/mo
Today · 4.125%
HK$147,926
baseline
▲ 0.50% · 4.625%
HK$155,723
+HK$7,797/mo
Deposit HK$27.66M · loan HK$27.66M · min. income ≈ HK$295,852/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,351,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,383
−HK$9,493/mo
▼ 0.25% · 3.875%
HK$156,092
−HK$4,784/mo
Today · 4.125%
HK$160,876
baseline
▲ 0.50% · 4.625%
HK$170,665
+HK$9,789/mo
Deposit HK$22.13M · loan HK$33.19M · min. income ≈ HK$321,752/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$2,351,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,412
−HK$9,099/mo
▼ 0.25% · 3.875%
HK$172,929
−HK$4,582/mo
Today · 4.125%
HK$177,511
baseline
▲ 0.50% · 4.625%
HK$186,868
+HK$9,357/mo
Deposit HK$22.13M · loan HK$33.19M · min. income ≈ HK$355,022/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$2,351,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,614
−HK$11,075/mo
▼ 0.25% · 3.875%
HK$182,107
−HK$5,582/mo
Today · 4.125%
HK$187,689
baseline
▲ 0.50% · 4.625%
HK$199,109
+HK$11,420/mo
Deposit HK$16.60M · loan HK$38.73M · min. income ≈ HK$375,378/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,351,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,481
−HK$10,615/mo
▼ 0.25% · 3.875%
HK$201,750
−HK$5,346/mo
Today · 4.125%
HK$207,096
baseline
▲ 0.50% · 4.625%
HK$218,012
+HK$10,916/mo
Deposit HK$16.60M · loan HK$38.73M · min. income ≈ HK$414,192/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,351,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,075
−HK$14,239/mo
▼ 0.25% · 3.875%
HK$234,138
−HK$7,176/mo
Today · 4.125%
HK$241,314
baseline
▲ 0.50% · 4.625%
HK$255,997
+HK$14,683/mo
Deposit HK$5.53M · loan HK$49.79M · min. income ≈ HK$482,628/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,351,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,618
−HK$13,648/mo
▼ 0.25% · 3.875%
HK$259,393
−HK$6,873/mo
Today · 4.125%
HK$266,266
baseline
▲ 0.50% · 4.625%
HK$280,302
+HK$14,036/mo
Deposit HK$5.53M · loan HK$49.79M · min. income ≈ HK$532,532/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,351,263 · Scale 2, in force from 26 Feb 2026)