LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,181
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$130,105
−HK$3,988/mo
Today · 4.125%
HK$134,093
baseline
▲ 0.50% · 4.625%
HK$142,252
+HK$8,159/mo
Deposit HK$27.67M · loan HK$27.67M · min. income ≈ HK$268,186/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,351,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,375
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$144,139
−HK$3,820/mo
Today · 4.125%
HK$147,959
baseline
▲ 0.50% · 4.625%
HK$155,758
+HK$7,799/mo
Deposit HK$27.67M · loan HK$27.67M · min. income ≈ HK$295,918/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,351,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,417
−HK$9,495/mo
▼ 0.25% · 3.875%
HK$156,127
−HK$4,785/mo
Today · 4.125%
HK$160,912
baseline
▲ 0.50% · 4.625%
HK$170,703
+HK$9,791/mo
Deposit HK$22.13M · loan HK$33.20M · min. income ≈ HK$321,824/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$2,351,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,450
−HK$9,100/mo
▼ 0.25% · 3.875%
HK$172,967
−HK$4,583/mo
Today · 4.125%
HK$177,550
baseline
▲ 0.50% · 4.625%
HK$186,909
+HK$9,359/mo
Deposit HK$22.13M · loan HK$33.20M · min. income ≈ HK$355,100/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$2,351,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,653
−HK$11,077/mo
▼ 0.25% · 3.875%
HK$182,148
−HK$5,582/mo
Today · 4.125%
HK$187,730
baseline
▲ 0.50% · 4.625%
HK$199,153
+HK$11,423/mo
Deposit HK$16.60M · loan HK$38.74M · min. income ≈ HK$375,460/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,351,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,524
−HK$10,618/mo
▼ 0.25% · 3.875%
HK$201,795
−HK$5,347/mo
Today · 4.125%
HK$207,142
baseline
▲ 0.50% · 4.625%
HK$218,061
+HK$10,919/mo
Deposit HK$16.60M · loan HK$38.74M · min. income ≈ HK$414,284/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,351,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,125
−HK$14,243/mo
▼ 0.25% · 3.875%
HK$234,190
−HK$7,178/mo
Today · 4.125%
HK$241,368
baseline
▲ 0.50% · 4.625%
HK$256,054
+HK$14,686/mo
Deposit HK$5.53M · loan HK$49.80M · min. income ≈ HK$482,736/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,351,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,674
−HK$13,652/mo
▼ 0.25% · 3.875%
HK$259,451
−HK$6,875/mo
Today · 4.125%
HK$266,326
baseline
▲ 0.50% · 4.625%
HK$280,364
+HK$14,038/mo
Deposit HK$5.53M · loan HK$49.80M · min. income ≈ HK$532,652/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,351,786 · Scale 2, in force from 26 Feb 2026)