LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,185
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$130,110
−HK$3,987/mo
Today · 4.125%
HK$134,097
baseline
▲ 0.50% · 4.625%
HK$142,257
+HK$8,160/mo
Deposit HK$27.67M · loan HK$27.67M · min. income ≈ HK$268,194/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,351,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,379
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$144,144
−HK$3,819/mo
Today · 4.125%
HK$147,963
baseline
▲ 0.50% · 4.625%
HK$155,763
+HK$7,800/mo
Deposit HK$27.67M · loan HK$27.67M · min. income ≈ HK$295,926/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,351,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,422
−HK$9,495/mo
▼ 0.25% · 3.875%
HK$156,132
−HK$4,785/mo
Today · 4.125%
HK$160,917
baseline
▲ 0.50% · 4.625%
HK$170,708
+HK$9,791/mo
Deposit HK$22.14M · loan HK$33.20M · min. income ≈ HK$321,834/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$2,351,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,455
−HK$9,101/mo
▼ 0.25% · 3.875%
HK$172,973
−HK$4,583/mo
Today · 4.125%
HK$177,556
baseline
▲ 0.50% · 4.625%
HK$186,915
+HK$9,359/mo
Deposit HK$22.14M · loan HK$33.20M · min. income ≈ HK$355,112/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$2,351,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,658
−HK$11,078/mo
▼ 0.25% · 3.875%
HK$182,154
−HK$5,582/mo
Today · 4.125%
HK$187,736
baseline
▲ 0.50% · 4.625%
HK$199,160
+HK$11,424/mo
Deposit HK$16.60M · loan HK$38.74M · min. income ≈ HK$375,472/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,351,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,531
−HK$10,618/mo
▼ 0.25% · 3.875%
HK$201,802
−HK$5,347/mo
Today · 4.125%
HK$207,149
baseline
▲ 0.50% · 4.625%
HK$218,068
+HK$10,919/mo
Deposit HK$16.60M · loan HK$38.74M · min. income ≈ HK$414,298/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,351,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,132
−HK$14,243/mo
▼ 0.25% · 3.875%
HK$234,197
−HK$7,178/mo
Today · 4.125%
HK$241,375
baseline
▲ 0.50% · 4.625%
HK$256,063
+HK$14,688/mo
Deposit HK$5.53M · loan HK$49.80M · min. income ≈ HK$482,750/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,351,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,682
−HK$13,652/mo
▼ 0.25% · 3.875%
HK$259,459
−HK$6,875/mo
Today · 4.125%
HK$266,334
baseline
▲ 0.50% · 4.625%
HK$280,373
+HK$14,039/mo
Deposit HK$5.53M · loan HK$49.80M · min. income ≈ HK$532,668/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,351,861 · Scale 2, in force from 26 Feb 2026)