LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,190
−HK$7,914/mo
▼ 0.25% · 3.875%
HK$130,116
−HK$3,988/mo
Today · 4.125%
HK$134,104
baseline
▲ 0.50% · 4.625%
HK$142,263
+HK$8,159/mo
Deposit HK$27.67M · loan HK$27.67M · min. income ≈ HK$268,208/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,351,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,385
−HK$7,585/mo
▼ 0.25% · 3.875%
HK$144,150
−HK$3,820/mo
Today · 4.125%
HK$147,970
baseline
▲ 0.50% · 4.625%
HK$155,770
+HK$7,800/mo
Deposit HK$27.67M · loan HK$27.67M · min. income ≈ HK$295,940/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,351,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,428
−HK$9,496/mo
▼ 0.25% · 3.875%
HK$156,139
−HK$4,785/mo
Today · 4.125%
HK$160,924
baseline
▲ 0.50% · 4.625%
HK$170,716
+HK$9,792/mo
Deposit HK$22.14M · loan HK$33.20M · min. income ≈ HK$321,848/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$2,351,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,463
−HK$9,101/mo
▼ 0.25% · 3.875%
HK$172,981
−HK$4,583/mo
Today · 4.125%
HK$177,564
baseline
▲ 0.50% · 4.625%
HK$186,924
+HK$9,360/mo
Deposit HK$22.14M · loan HK$33.20M · min. income ≈ HK$355,128/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$2,351,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,666
−HK$11,079/mo
▼ 0.25% · 3.875%
HK$182,162
−HK$5,583/mo
Today · 4.125%
HK$187,745
baseline
▲ 0.50% · 4.625%
HK$199,169
+HK$11,424/mo
Deposit HK$16.60M · loan HK$38.74M · min. income ≈ HK$375,490/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,351,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,540
−HK$10,618/mo
▼ 0.25% · 3.875%
HK$201,811
−HK$5,347/mo
Today · 4.125%
HK$207,158
baseline
▲ 0.50% · 4.625%
HK$218,078
+HK$10,920/mo
Deposit HK$16.60M · loan HK$38.74M · min. income ≈ HK$414,316/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$2,351,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,143
−HK$14,243/mo
▼ 0.25% · 3.875%
HK$234,208
−HK$7,178/mo
Today · 4.125%
HK$241,386
baseline
▲ 0.50% · 4.625%
HK$256,074
+HK$14,688/mo
Deposit HK$5.53M · loan HK$49.81M · min. income ≈ HK$482,772/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,351,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,694
−HK$13,652/mo
▼ 0.25% · 3.875%
HK$259,471
−HK$6,875/mo
Today · 4.125%
HK$266,346
baseline
▲ 0.50% · 4.625%
HK$280,385
+HK$14,039/mo
Deposit HK$5.53M · loan HK$49.81M · min. income ≈ HK$532,692/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,351,967 · Scale 2, in force from 26 Feb 2026)