LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,619
−HK$792/mo
▼ 0.25% · 3.875%
HK$13,012
−HK$399/mo
Today · 4.125%
HK$13,411
baseline
▲ 0.50% · 4.625%
HK$14,227
+HK$816/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,822/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,039
−HK$758/mo
▼ 0.25% · 3.875%
HK$14,415
−HK$382/mo
Today · 4.125%
HK$14,797
baseline
▲ 0.50% · 4.625%
HK$15,577
+HK$780/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,594/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,143
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,614
−HK$479/mo
Today · 4.125%
HK$16,093
baseline
▲ 0.50% · 4.625%
HK$17,072
+HK$979/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$32,186/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,847
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,299
−HK$458/mo
Today · 4.125%
HK$17,757
baseline
▲ 0.50% · 4.625%
HK$18,693
+HK$936/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$35,514/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,667
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,217
−HK$558/mo
Today · 4.125%
HK$18,775
baseline
▲ 0.50% · 4.625%
HK$19,917
+HK$1,142/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$37,550/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,654
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,182
−HK$534/mo
Today · 4.125%
HK$20,716
baseline
▲ 0.50% · 4.625%
HK$21,808
+HK$1,092/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$41,432/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,715
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,421
−HK$718/mo
Today · 4.125%
HK$24,139
baseline
▲ 0.50% · 4.625%
HK$25,608
+HK$1,469/mo
Deposit HK$553K · loan HK$4.98M · min. income ≈ HK$48,278/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,270
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,948
−HK$687/mo
Today · 4.125%
HK$26,635
baseline
▲ 0.50% · 4.625%
HK$28,039
+HK$1,404/mo
Deposit HK$553K · loan HK$4.98M · min. income ≈ HK$53,270/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,520 · Scale 2, in force from 26 Feb 2026)