LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,212
−HK$7,914/mo
▼ 0.25% · 3.875%
HK$130,138
−HK$3,988/mo
Today · 4.125%
HK$134,126
baseline
▲ 0.50% · 4.625%
HK$142,288
+HK$8,162/mo
Deposit HK$27.67M · loan HK$27.67M · min. income ≈ HK$268,252/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,352,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,409
−HK$7,586/mo
▼ 0.25% · 3.875%
HK$144,175
−HK$3,820/mo
Today · 4.125%
HK$147,995
baseline
▲ 0.50% · 4.625%
HK$155,796
+HK$7,801/mo
Deposit HK$27.67M · loan HK$27.67M · min. income ≈ HK$295,990/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,352,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,454
−HK$9,498/mo
▼ 0.25% · 3.875%
HK$156,165
−HK$4,787/mo
Today · 4.125%
HK$160,952
baseline
▲ 0.50% · 4.625%
HK$170,745
+HK$9,793/mo
Deposit HK$22.14M · loan HK$33.21M · min. income ≈ HK$321,904/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$2,352,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,491
−HK$9,103/mo
▼ 0.25% · 3.875%
HK$173,010
−HK$4,584/mo
Today · 4.125%
HK$177,594
baseline
▲ 0.50% · 4.625%
HK$186,956
+HK$9,362/mo
Deposit HK$22.14M · loan HK$33.21M · min. income ≈ HK$355,188/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$2,352,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,697
−HK$11,080/mo
▼ 0.25% · 3.875%
HK$182,193
−HK$5,584/mo
Today · 4.125%
HK$187,777
baseline
▲ 0.50% · 4.625%
HK$199,203
+HK$11,426/mo
Deposit HK$16.60M · loan HK$38.74M · min. income ≈ HK$375,554/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,352,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,573
−HK$10,621/mo
▼ 0.25% · 3.875%
HK$201,845
−HK$5,349/mo
Today · 4.125%
HK$207,194
baseline
▲ 0.50% · 4.625%
HK$218,115
+HK$10,921/mo
Deposit HK$16.60M · loan HK$38.74M · min. income ≈ HK$414,388/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,352,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,181
−HK$14,247/mo
▼ 0.25% · 3.875%
HK$234,248
−HK$7,180/mo
Today · 4.125%
HK$241,428
baseline
▲ 0.50% · 4.625%
HK$256,118
+HK$14,690/mo
Deposit HK$5.53M · loan HK$49.81M · min. income ≈ HK$482,856/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,352,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,737
−HK$13,655/mo
▼ 0.25% · 3.875%
HK$259,515
−HK$6,877/mo
Today · 4.125%
HK$266,392
baseline
▲ 0.50% · 4.625%
HK$280,434
+HK$14,042/mo
Deposit HK$5.53M · loan HK$49.81M · min. income ≈ HK$532,784/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,352,370 · Scale 2, in force from 26 Feb 2026)