LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,223
−HK$7,915/mo
▼ 0.25% · 3.875%
HK$130,149
−HK$3,989/mo
Today · 4.125%
HK$134,138
baseline
▲ 0.50% · 4.625%
HK$142,300
+HK$8,162/mo
Deposit HK$27.68M · loan HK$27.68M · min. income ≈ HK$268,276/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,352,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,422
−HK$7,586/mo
▼ 0.25% · 3.875%
HK$144,188
−HK$3,820/mo
Today · 4.125%
HK$148,008
baseline
▲ 0.50% · 4.625%
HK$155,810
+HK$7,802/mo
Deposit HK$27.68M · loan HK$27.68M · min. income ≈ HK$296,016/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,352,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,468
−HK$9,498/mo
▼ 0.25% · 3.875%
HK$156,179
−HK$4,787/mo
Today · 4.125%
HK$160,966
baseline
▲ 0.50% · 4.625%
HK$170,760
+HK$9,794/mo
Deposit HK$22.14M · loan HK$33.21M · min. income ≈ HK$321,932/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$2,352,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,506
−HK$9,104/mo
▼ 0.25% · 3.875%
HK$173,026
−HK$4,584/mo
Today · 4.125%
HK$177,610
baseline
▲ 0.50% · 4.625%
HK$186,972
+HK$9,362/mo
Deposit HK$22.14M · loan HK$33.21M · min. income ≈ HK$355,220/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$2,352,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,712
−HK$11,082/mo
▼ 0.25% · 3.875%
HK$182,209
−HK$5,585/mo
Today · 4.125%
HK$187,794
baseline
▲ 0.50% · 4.625%
HK$199,221
+HK$11,427/mo
Deposit HK$16.61M · loan HK$38.75M · min. income ≈ HK$375,588/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,352,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,591
−HK$10,621/mo
▼ 0.25% · 3.875%
HK$201,863
−HK$5,349/mo
Today · 4.125%
HK$207,212
baseline
▲ 0.50% · 4.625%
HK$218,134
+HK$10,922/mo
Deposit HK$16.61M · loan HK$38.75M · min. income ≈ HK$414,424/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,352,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,202
−HK$14,247/mo
▼ 0.25% · 3.875%
HK$234,269
−HK$7,180/mo
Today · 4.125%
HK$241,449
baseline
▲ 0.50% · 4.625%
HK$256,141
+HK$14,692/mo
Deposit HK$5.54M · loan HK$49.82M · min. income ≈ HK$482,898/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,352,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,759
−HK$13,656/mo
▼ 0.25% · 3.875%
HK$259,538
−HK$6,877/mo
Today · 4.125%
HK$266,415
baseline
▲ 0.50% · 4.625%
HK$280,458
+HK$14,043/mo
Deposit HK$5.54M · loan HK$49.82M · min. income ≈ HK$532,830/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,352,578 · Scale 2, in force from 26 Feb 2026)