LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,234
−HK$7,916/mo
▼ 0.25% · 3.875%
HK$130,160
−HK$3,990/mo
Today · 4.125%
HK$134,150
baseline
▲ 0.50% · 4.625%
HK$142,312
+HK$8,162/mo
Deposit HK$27.68M · loan HK$27.68M · min. income ≈ HK$268,300/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,352,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,434
−HK$7,587/mo
▼ 0.25% · 3.875%
HK$144,200
−HK$3,821/mo
Today · 4.125%
HK$148,021
baseline
▲ 0.50% · 4.625%
HK$155,823
+HK$7,802/mo
Deposit HK$27.68M · loan HK$27.68M · min. income ≈ HK$296,042/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,352,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,480
−HK$9,499/mo
▼ 0.25% · 3.875%
HK$156,192
−HK$4,787/mo
Today · 4.125%
HK$160,979
baseline
▲ 0.50% · 4.625%
HK$170,775
+HK$9,796/mo
Deposit HK$22.14M · loan HK$33.22M · min. income ≈ HK$321,958/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,352,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,520
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$173,040
−HK$4,585/mo
Today · 4.125%
HK$177,625
baseline
▲ 0.50% · 4.625%
HK$186,988
+HK$9,363/mo
Deposit HK$22.14M · loan HK$33.22M · min. income ≈ HK$355,250/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,352,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,727
−HK$11,082/mo
▼ 0.25% · 3.875%
HK$182,224
−HK$5,585/mo
Today · 4.125%
HK$187,809
baseline
▲ 0.50% · 4.625%
HK$199,237
+HK$11,428/mo
Deposit HK$16.61M · loan HK$38.75M · min. income ≈ HK$375,618/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,352,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,607
−HK$10,622/mo
▼ 0.25% · 3.875%
HK$201,880
−HK$5,349/mo
Today · 4.125%
HK$207,229
baseline
▲ 0.50% · 4.625%
HK$218,152
+HK$10,923/mo
Deposit HK$16.61M · loan HK$38.75M · min. income ≈ HK$414,458/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,352,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,221
−HK$14,248/mo
▼ 0.25% · 3.875%
HK$234,288
−HK$7,181/mo
Today · 4.125%
HK$241,469
baseline
▲ 0.50% · 4.625%
HK$256,162
+HK$14,693/mo
Deposit HK$5.54M · loan HK$49.82M · min. income ≈ HK$482,938/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,352,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,781
−HK$13,656/mo
▼ 0.25% · 3.875%
HK$259,560
−HK$6,877/mo
Today · 4.125%
HK$266,437
baseline
▲ 0.50% · 4.625%
HK$280,482
+HK$14,045/mo
Deposit HK$5.54M · loan HK$49.82M · min. income ≈ HK$532,874/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,352,775 · Scale 2, in force from 26 Feb 2026)