LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,624
−HK$791/mo
▼ 0.25% · 3.875%
HK$13,016
−HK$399/mo
Today · 4.125%
HK$13,415
baseline
▲ 0.50% · 4.625%
HK$14,232
+HK$817/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,830/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,044
−HK$758/mo
▼ 0.25% · 3.875%
HK$14,420
−HK$382/mo
Today · 4.125%
HK$14,802
baseline
▲ 0.50% · 4.625%
HK$15,583
+HK$781/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,604/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,148
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,620
−HK$478/mo
Today · 4.125%
HK$16,098
baseline
▲ 0.50% · 4.625%
HK$17,078
+HK$980/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$32,196/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,852
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,304
−HK$459/mo
Today · 4.125%
HK$17,763
baseline
▲ 0.50% · 4.625%
HK$18,699
+HK$936/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$35,526/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,673
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,223
−HK$558/mo
Today · 4.125%
HK$18,781
baseline
▲ 0.50% · 4.625%
HK$19,924
+HK$1,143/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,562/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,661
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,189
−HK$534/mo
Today · 4.125%
HK$20,723
baseline
▲ 0.50% · 4.625%
HK$21,816
+HK$1,093/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,446/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,723
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,429
−HK$719/mo
Today · 4.125%
HK$24,148
baseline
▲ 0.50% · 4.625%
HK$25,617
+HK$1,469/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$48,296/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,279
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,957
−HK$687/mo
Today · 4.125%
HK$26,644
baseline
▲ 0.50% · 4.625%
HK$28,049
+HK$1,405/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$53,288/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,562 · Scale 2, in force from 26 Feb 2026)