LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,238
−HK$7,916/mo
▼ 0.25% · 3.875%
HK$130,164
−HK$3,990/mo
Today · 4.125%
HK$134,154
baseline
▲ 0.50% · 4.625%
HK$142,317
+HK$8,163/mo
Deposit HK$27.68M · loan HK$27.68M · min. income ≈ HK$268,308/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,352,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,438
−HK$7,588/mo
▼ 0.25% · 3.875%
HK$144,205
−HK$3,821/mo
Today · 4.125%
HK$148,026
baseline
▲ 0.50% · 4.625%
HK$155,828
+HK$7,802/mo
Deposit HK$27.68M · loan HK$27.68M · min. income ≈ HK$296,052/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,352,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,485
−HK$9,500/mo
▼ 0.25% · 3.875%
HK$156,197
−HK$4,788/mo
Today · 4.125%
HK$160,985
baseline
▲ 0.50% · 4.625%
HK$170,780
+HK$9,795/mo
Deposit HK$22.14M · loan HK$33.22M · min. income ≈ HK$321,970/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,352,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,526
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$173,046
−HK$4,585/mo
Today · 4.125%
HK$177,631
baseline
▲ 0.50% · 4.625%
HK$186,994
+HK$9,363/mo
Deposit HK$22.14M · loan HK$33.22M · min. income ≈ HK$355,262/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,352,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,733
−HK$11,083/mo
▼ 0.25% · 3.875%
HK$182,230
−HK$5,586/mo
Today · 4.125%
HK$187,816
baseline
▲ 0.50% · 4.625%
HK$199,244
+HK$11,428/mo
Deposit HK$16.61M · loan HK$38.75M · min. income ≈ HK$375,632/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,352,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,613
−HK$10,623/mo
▼ 0.25% · 3.875%
HK$201,887
−HK$5,349/mo
Today · 4.125%
HK$207,236
baseline
▲ 0.50% · 4.625%
HK$218,160
+HK$10,924/mo
Deposit HK$16.61M · loan HK$38.75M · min. income ≈ HK$414,472/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,352,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,228
−HK$14,249/mo
▼ 0.25% · 3.875%
HK$234,296
−HK$7,181/mo
Today · 4.125%
HK$241,477
baseline
▲ 0.50% · 4.625%
HK$256,170
+HK$14,693/mo
Deposit HK$5.54M · loan HK$49.83M · min. income ≈ HK$482,954/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,352,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,789
−HK$13,657/mo
▼ 0.25% · 3.875%
HK$259,568
−HK$6,878/mo
Today · 4.125%
HK$266,446
baseline
▲ 0.50% · 4.625%
HK$280,491
+HK$14,045/mo
Deposit HK$5.54M · loan HK$49.83M · min. income ≈ HK$532,892/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,352,851 · Scale 2, in force from 26 Feb 2026)