LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,624
−HK$791/mo
▼ 0.25% · 3.875%
HK$13,016
−HK$399/mo
Today · 4.125%
HK$13,415
baseline
▲ 0.50% · 4.625%
HK$14,232
+HK$817/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,830/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,044
−HK$759/mo
▼ 0.25% · 3.875%
HK$14,421
−HK$382/mo
Today · 4.125%
HK$14,803
baseline
▲ 0.50% · 4.625%
HK$15,583
+HK$780/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,606/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,149
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,620
−HK$479/mo
Today · 4.125%
HK$16,099
baseline
▲ 0.50% · 4.625%
HK$17,078
+HK$979/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$32,198/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,853
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,305
−HK$458/mo
Today · 4.125%
HK$17,763
baseline
▲ 0.50% · 4.625%
HK$18,699
+HK$936/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$35,526/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,673
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,223
−HK$559/mo
Today · 4.125%
HK$18,782
baseline
▲ 0.50% · 4.625%
HK$19,924
+HK$1,142/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,564/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,661
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,189
−HK$535/mo
Today · 4.125%
HK$20,724
baseline
▲ 0.50% · 4.625%
HK$21,816
+HK$1,092/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,448/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,723
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,430
−HK$718/mo
Today · 4.125%
HK$24,148
baseline
▲ 0.50% · 4.625%
HK$25,617
+HK$1,469/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$48,296/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,279
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,957
−HK$688/mo
Today · 4.125%
HK$26,645
baseline
▲ 0.50% · 4.625%
HK$28,049
+HK$1,404/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$53,290/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,564 · Scale 2, in force from 26 Feb 2026)