LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,243
−HK$7,916/mo
▼ 0.25% · 3.875%
HK$130,170
−HK$3,989/mo
Today · 4.125%
HK$134,159
baseline
▲ 0.50% · 4.625%
HK$142,323
+HK$8,164/mo
Deposit HK$27.68M · loan HK$27.68M · min. income ≈ HK$268,318/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,352,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,444
−HK$7,588/mo
▼ 0.25% · 3.875%
HK$144,210
−HK$3,822/mo
Today · 4.125%
HK$148,032
baseline
▲ 0.50% · 4.625%
HK$155,835
+HK$7,803/mo
Deposit HK$27.68M · loan HK$27.68M · min. income ≈ HK$296,064/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,352,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,491
−HK$9,500/mo
▼ 0.25% · 3.875%
HK$156,204
−HK$4,787/mo
Today · 4.125%
HK$160,991
baseline
▲ 0.50% · 4.625%
HK$170,787
+HK$9,796/mo
Deposit HK$22.15M · loan HK$33.22M · min. income ≈ HK$321,982/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,352,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,533
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$173,053
−HK$4,585/mo
Today · 4.125%
HK$177,638
baseline
▲ 0.50% · 4.625%
HK$187,001
+HK$9,363/mo
Deposit HK$22.15M · loan HK$33.22M · min. income ≈ HK$355,276/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,352,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,740
−HK$11,083/mo
▼ 0.25% · 3.875%
HK$182,238
−HK$5,585/mo
Today · 4.125%
HK$187,823
baseline
▲ 0.50% · 4.625%
HK$199,252
+HK$11,429/mo
Deposit HK$16.61M · loan HK$38.75M · min. income ≈ HK$375,646/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,352,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,621
−HK$10,623/mo
▼ 0.25% · 3.875%
HK$201,895
−HK$5,349/mo
Today · 4.125%
HK$207,244
baseline
▲ 0.50% · 4.625%
HK$218,168
+HK$10,924/mo
Deposit HK$16.61M · loan HK$38.75M · min. income ≈ HK$414,488/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,352,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,237
−HK$14,250/mo
▼ 0.25% · 3.875%
HK$234,305
−HK$7,182/mo
Today · 4.125%
HK$241,487
baseline
▲ 0.50% · 4.625%
HK$256,181
+HK$14,694/mo
Deposit HK$5.54M · loan HK$49.83M · min. income ≈ HK$482,974/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,352,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,799
−HK$13,658/mo
▼ 0.25% · 3.875%
HK$259,579
−HK$6,878/mo
Today · 4.125%
HK$266,457
baseline
▲ 0.50% · 4.625%
HK$280,502
+HK$14,045/mo
Deposit HK$5.54M · loan HK$49.83M · min. income ≈ HK$532,914/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,352,946 · Scale 2, in force from 26 Feb 2026)