LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,249
−HK$7,917/mo
▼ 0.25% · 3.875%
HK$130,176
−HK$3,990/mo
Today · 4.125%
HK$134,166
baseline
▲ 0.50% · 4.625%
HK$142,329
+HK$8,163/mo
Deposit HK$27.68M · loan HK$27.68M · min. income ≈ HK$268,332/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,353,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,450
−HK$7,588/mo
▼ 0.25% · 3.875%
HK$144,217
−HK$3,821/mo
Today · 4.125%
HK$148,038
baseline
▲ 0.50% · 4.625%
HK$155,842
+HK$7,804/mo
Deposit HK$27.68M · loan HK$27.68M · min. income ≈ HK$296,076/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,353,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,498
−HK$9,501/mo
▼ 0.25% · 3.875%
HK$156,211
−HK$4,788/mo
Today · 4.125%
HK$160,999
baseline
▲ 0.50% · 4.625%
HK$170,795
+HK$9,796/mo
Deposit HK$22.15M · loan HK$33.22M · min. income ≈ HK$321,998/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,353,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,540
−HK$9,106/mo
▼ 0.25% · 3.875%
HK$173,061
−HK$4,585/mo
Today · 4.125%
HK$177,646
baseline
▲ 0.50% · 4.625%
HK$187,010
+HK$9,364/mo
Deposit HK$22.15M · loan HK$33.22M · min. income ≈ HK$355,292/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,353,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,748
−HK$11,084/mo
▼ 0.25% · 3.875%
HK$182,246
−HK$5,586/mo
Today · 4.125%
HK$187,832
baseline
▲ 0.50% · 4.625%
HK$199,261
+HK$11,429/mo
Deposit HK$16.61M · loan HK$38.76M · min. income ≈ HK$375,664/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,353,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,631
−HK$10,623/mo
▼ 0.25% · 3.875%
HK$201,904
−HK$5,350/mo
Today · 4.125%
HK$207,254
baseline
▲ 0.50% · 4.625%
HK$218,178
+HK$10,924/mo
Deposit HK$16.61M · loan HK$38.76M · min. income ≈ HK$414,508/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$2,353,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,248
−HK$14,250/mo
▼ 0.25% · 3.875%
HK$234,316
−HK$7,182/mo
Today · 4.125%
HK$241,498
baseline
▲ 0.50% · 4.625%
HK$256,193
+HK$14,695/mo
Deposit HK$5.54M · loan HK$49.83M · min. income ≈ HK$482,996/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,811
−HK$13,658/mo
▼ 0.25% · 3.875%
HK$259,591
−HK$6,878/mo
Today · 4.125%
HK$266,469
baseline
▲ 0.50% · 4.625%
HK$280,515
+HK$14,046/mo
Deposit HK$5.54M · loan HK$49.83M · min. income ≈ HK$532,938/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,055 · Scale 2, in force from 26 Feb 2026)