LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,626
−HK$791/mo
▼ 0.25% · 3.875%
HK$13,018
−HK$399/mo
Today · 4.125%
HK$13,417
baseline
▲ 0.50% · 4.625%
HK$14,234
+HK$817/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,834/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,046
−HK$759/mo
▼ 0.25% · 3.875%
HK$14,423
−HK$382/mo
Today · 4.125%
HK$14,805
baseline
▲ 0.50% · 4.625%
HK$15,585
+HK$780/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,610/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,151
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,622
−HK$479/mo
Today · 4.125%
HK$16,101
baseline
▲ 0.50% · 4.625%
HK$17,081
+HK$980/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$32,202/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,855
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,307
−HK$459/mo
Today · 4.125%
HK$17,766
baseline
▲ 0.50% · 4.625%
HK$18,702
+HK$936/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$35,532/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,676
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,226
−HK$558/mo
Today · 4.125%
HK$18,784
baseline
▲ 0.50% · 4.625%
HK$19,927
+HK$1,143/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,568/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,664
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,192
−HK$535/mo
Today · 4.125%
HK$20,727
baseline
▲ 0.50% · 4.625%
HK$21,819
+HK$1,092/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,454/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,726
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,433
−HK$718/mo
Today · 4.125%
HK$24,151
baseline
▲ 0.50% · 4.625%
HK$25,621
+HK$1,470/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$48,302/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,283
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,961
−HK$688/mo
Today · 4.125%
HK$26,649
baseline
▲ 0.50% · 4.625%
HK$28,053
+HK$1,404/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$53,298/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,582 · Scale 2, in force from 26 Feb 2026)