LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,267
−HK$7,918/mo
▼ 0.25% · 3.875%
HK$130,194
−HK$3,991/mo
Today · 4.125%
HK$134,185
baseline
▲ 0.50% · 4.625%
HK$142,350
+HK$8,165/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$268,370/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,353,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,471
−HK$7,589/mo
▼ 0.25% · 3.875%
HK$144,238
−HK$3,822/mo
Today · 4.125%
HK$148,060
baseline
▲ 0.50% · 4.625%
HK$155,864
+HK$7,804/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$296,120/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,353,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,520
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$156,233
−HK$4,789/mo
Today · 4.125%
HK$161,022
baseline
▲ 0.50% · 4.625%
HK$170,820
+HK$9,798/mo
Deposit HK$22.15M · loan HK$33.22M · min. income ≈ HK$322,044/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,353,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,565
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$173,085
−HK$4,587/mo
Today · 4.125%
HK$177,672
baseline
▲ 0.50% · 4.625%
HK$187,037
+HK$9,365/mo
Deposit HK$22.15M · loan HK$33.22M · min. income ≈ HK$355,344/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,353,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,773
−HK$11,086/mo
▼ 0.25% · 3.875%
HK$182,272
−HK$5,587/mo
Today · 4.125%
HK$187,859
baseline
▲ 0.50% · 4.625%
HK$199,290
+HK$11,431/mo
Deposit HK$16.61M · loan HK$38.76M · min. income ≈ HK$375,718/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,353,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,659
−HK$10,625/mo
▼ 0.25% · 3.875%
HK$201,933
−HK$5,351/mo
Today · 4.125%
HK$207,284
baseline
▲ 0.50% · 4.625%
HK$218,210
+HK$10,926/mo
Deposit HK$16.61M · loan HK$38.76M · min. income ≈ HK$414,568/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,353,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,280
−HK$14,253/mo
▼ 0.25% · 3.875%
HK$234,350
−HK$7,183/mo
Today · 4.125%
HK$241,533
baseline
▲ 0.50% · 4.625%
HK$256,229
+HK$14,696/mo
Deposit HK$5.54M · loan HK$49.84M · min. income ≈ HK$483,066/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,847
−HK$13,660/mo
▼ 0.25% · 3.875%
HK$259,628
−HK$6,879/mo
Today · 4.125%
HK$266,507
baseline
▲ 0.50% · 4.625%
HK$280,555
+HK$14,048/mo
Deposit HK$5.54M · loan HK$49.84M · min. income ≈ HK$533,014/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,393 · Scale 2, in force from 26 Feb 2026)