LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,273
−HK$7,919/mo
▼ 0.25% · 3.875%
HK$130,201
−HK$3,991/mo
Today · 4.125%
HK$134,192
baseline
▲ 0.50% · 4.625%
HK$142,357
+HK$8,165/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$268,384/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,353,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,478
−HK$7,589/mo
▼ 0.25% · 3.875%
HK$144,245
−HK$3,822/mo
Today · 4.125%
HK$148,067
baseline
▲ 0.50% · 4.625%
HK$155,872
+HK$7,805/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$296,134/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,353,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,528
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$156,241
−HK$4,789/mo
Today · 4.125%
HK$161,030
baseline
▲ 0.50% · 4.625%
HK$170,828
+HK$9,798/mo
Deposit HK$22.15M · loan HK$33.23M · min. income ≈ HK$322,060/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,353,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,573
−HK$9,108/mo
▼ 0.25% · 3.875%
HK$173,094
−HK$4,587/mo
Today · 4.125%
HK$177,681
baseline
▲ 0.50% · 4.625%
HK$187,047
+HK$9,366/mo
Deposit HK$22.15M · loan HK$33.23M · min. income ≈ HK$355,362/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,353,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,783
−HK$11,085/mo
▼ 0.25% · 3.875%
HK$182,282
−HK$5,586/mo
Today · 4.125%
HK$187,868
baseline
▲ 0.50% · 4.625%
HK$199,300
+HK$11,432/mo
Deposit HK$16.61M · loan HK$38.76M · min. income ≈ HK$375,736/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,353,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,669
−HK$10,625/mo
▼ 0.25% · 3.875%
HK$201,944
−HK$5,350/mo
Today · 4.125%
HK$207,294
baseline
▲ 0.50% · 4.625%
HK$218,221
+HK$10,927/mo
Deposit HK$16.61M · loan HK$38.76M · min. income ≈ HK$414,588/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,353,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,292
−HK$14,253/mo
▼ 0.25% · 3.875%
HK$234,362
−HK$7,183/mo
Today · 4.125%
HK$241,545
baseline
▲ 0.50% · 4.625%
HK$256,243
+HK$14,698/mo
Deposit HK$5.54M · loan HK$49.84M · min. income ≈ HK$483,090/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,860
−HK$13,661/mo
▼ 0.25% · 3.875%
HK$259,642
−HK$6,879/mo
Today · 4.125%
HK$266,521
baseline
▲ 0.50% · 4.625%
HK$280,570
+HK$14,049/mo
Deposit HK$5.54M · loan HK$49.84M · min. income ≈ HK$533,042/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,515 · Scale 2, in force from 26 Feb 2026)