LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,628
−HK$791/mo
▼ 0.25% · 3.875%
HK$13,020
−HK$399/mo
Today · 4.125%
HK$13,419
baseline
▲ 0.50% · 4.625%
HK$14,236
+HK$817/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,838/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,048
−HK$759/mo
▼ 0.25% · 3.875%
HK$14,425
−HK$382/mo
Today · 4.125%
HK$14,807
baseline
▲ 0.50% · 4.625%
HK$15,587
+HK$780/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,614/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,153
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,624
−HK$479/mo
Today · 4.125%
HK$16,103
baseline
▲ 0.50% · 4.625%
HK$17,083
+HK$980/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$32,206/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,858
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,310
−HK$458/mo
Today · 4.125%
HK$17,768
baseline
▲ 0.50% · 4.625%
HK$18,705
+HK$937/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$35,536/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,679
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,228
−HK$559/mo
Today · 4.125%
HK$18,787
baseline
▲ 0.50% · 4.625%
HK$19,930
+HK$1,143/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,574/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,667
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,195
−HK$535/mo
Today · 4.125%
HK$20,730
baseline
▲ 0.50% · 4.625%
HK$21,822
+HK$1,092/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,460/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,730
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,437
−HK$718/mo
Today · 4.125%
HK$24,155
baseline
▲ 0.50% · 4.625%
HK$25,625
+HK$1,470/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$48,310/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,286
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,965
−HK$688/mo
Today · 4.125%
HK$26,653
baseline
▲ 0.50% · 4.625%
HK$28,057
+HK$1,404/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$53,306/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,601 · Scale 2, in force from 26 Feb 2026)