LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,276
−HK$7,919/mo
▼ 0.25% · 3.875%
HK$130,204
−HK$3,991/mo
Today · 4.125%
HK$134,195
baseline
▲ 0.50% · 4.625%
HK$142,360
+HK$8,165/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$268,390/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,353,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,481
−HK$7,590/mo
▼ 0.25% · 3.875%
HK$144,249
−HK$3,822/mo
Today · 4.125%
HK$148,071
baseline
▲ 0.50% · 4.625%
HK$155,876
+HK$7,805/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$296,142/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,353,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,531
−HK$9,503/mo
▼ 0.25% · 3.875%
HK$156,245
−HK$4,789/mo
Today · 4.125%
HK$161,034
baseline
▲ 0.50% · 4.625%
HK$170,832
+HK$9,798/mo
Deposit HK$22.15M · loan HK$33.23M · min. income ≈ HK$322,068/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,353,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,577
−HK$9,108/mo
▼ 0.25% · 3.875%
HK$173,098
−HK$4,587/mo
Today · 4.125%
HK$177,685
baseline
▲ 0.50% · 4.625%
HK$187,051
+HK$9,366/mo
Deposit HK$22.15M · loan HK$33.23M · min. income ≈ HK$355,370/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$2,353,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,787
−HK$11,086/mo
▼ 0.25% · 3.875%
HK$182,286
−HK$5,587/mo
Today · 4.125%
HK$187,873
baseline
▲ 0.50% · 4.625%
HK$199,304
+HK$11,431/mo
Deposit HK$16.61M · loan HK$38.76M · min. income ≈ HK$375,746/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,353,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,673
−HK$10,626/mo
▼ 0.25% · 3.875%
HK$201,948
−HK$5,351/mo
Today · 4.125%
HK$207,299
baseline
▲ 0.50% · 4.625%
HK$218,226
+HK$10,927/mo
Deposit HK$16.61M · loan HK$38.76M · min. income ≈ HK$414,598/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,353,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,297
−HK$14,254/mo
▼ 0.25% · 3.875%
HK$234,367
−HK$7,184/mo
Today · 4.125%
HK$241,551
baseline
▲ 0.50% · 4.625%
HK$256,248
+HK$14,697/mo
Deposit HK$5.54M · loan HK$49.84M · min. income ≈ HK$483,102/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,866
−HK$13,661/mo
▼ 0.25% · 3.875%
HK$259,647
−HK$6,880/mo
Today · 4.125%
HK$266,527
baseline
▲ 0.50% · 4.625%
HK$280,576
+HK$14,049/mo
Deposit HK$5.54M · loan HK$49.84M · min. income ≈ HK$533,054/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,567 · Scale 2, in force from 26 Feb 2026)