LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,629
−HK$791/mo
▼ 0.25% · 3.875%
HK$13,021
−HK$399/mo
Today · 4.125%
HK$13,420
baseline
▲ 0.50% · 4.625%
HK$14,237
+HK$817/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,840/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,049
−HK$759/mo
▼ 0.25% · 3.875%
HK$14,426
−HK$382/mo
Today · 4.125%
HK$14,808
baseline
▲ 0.50% · 4.625%
HK$15,589
+HK$781/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,616/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,154
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,626
−HK$479/mo
Today · 4.125%
HK$16,105
baseline
▲ 0.50% · 4.625%
HK$17,085
+HK$980/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$32,210/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,859
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,311
−HK$459/mo
Today · 4.125%
HK$17,770
baseline
▲ 0.50% · 4.625%
HK$18,707
+HK$937/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$35,540/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,680
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,230
−HK$559/mo
Today · 4.125%
HK$18,789
baseline
▲ 0.50% · 4.625%
HK$19,932
+HK$1,143/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,578/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,669
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,196
−HK$535/mo
Today · 4.125%
HK$20,731
baseline
▲ 0.50% · 4.625%
HK$21,824
+HK$1,093/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,462/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,731
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,439
−HK$718/mo
Today · 4.125%
HK$24,157
baseline
▲ 0.50% · 4.625%
HK$25,627
+HK$1,470/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$48,314/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,288
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,967
−HK$688/mo
Today · 4.125%
HK$26,655
baseline
▲ 0.50% · 4.625%
HK$28,060
+HK$1,405/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$53,310/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,611 · Scale 2, in force from 26 Feb 2026)