LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,296
−HK$7,920/mo
▼ 0.25% · 3.875%
HK$130,224
−HK$3,992/mo
Today · 4.125%
HK$134,216
baseline
▲ 0.50% · 4.625%
HK$142,383
+HK$8,167/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$268,432/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,353,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,503
−HK$7,591/mo
▼ 0.25% · 3.875%
HK$144,271
−HK$3,823/mo
Today · 4.125%
HK$148,094
baseline
▲ 0.50% · 4.625%
HK$155,900
+HK$7,806/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$296,188/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,353,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,555
−HK$9,504/mo
▼ 0.25% · 3.875%
HK$156,269
−HK$4,790/mo
Today · 4.125%
HK$161,059
baseline
▲ 0.50% · 4.625%
HK$170,859
+HK$9,800/mo
Deposit HK$22.15M · loan HK$33.23M · min. income ≈ HK$322,118/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$2,353,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,604
−HK$9,109/mo
▼ 0.25% · 3.875%
HK$173,125
−HK$4,588/mo
Today · 4.125%
HK$177,713
baseline
▲ 0.50% · 4.625%
HK$187,080
+HK$9,367/mo
Deposit HK$22.15M · loan HK$33.23M · min. income ≈ HK$355,426/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$2,353,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,814
−HK$11,088/mo
▼ 0.25% · 3.875%
HK$182,314
−HK$5,588/mo
Today · 4.125%
HK$187,902
baseline
▲ 0.50% · 4.625%
HK$199,336
+HK$11,434/mo
Deposit HK$16.62M · loan HK$38.77M · min. income ≈ HK$375,804/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,353,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,704
−HK$10,627/mo
▼ 0.25% · 3.875%
HK$201,980
−HK$5,351/mo
Today · 4.125%
HK$207,331
baseline
▲ 0.50% · 4.625%
HK$218,260
+HK$10,929/mo
Deposit HK$16.62M · loan HK$38.77M · min. income ≈ HK$414,662/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,353,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,333
−HK$14,255/mo
▼ 0.25% · 3.875%
HK$234,404
−HK$7,184/mo
Today · 4.125%
HK$241,588
baseline
▲ 0.50% · 4.625%
HK$256,289
+HK$14,701/mo
Deposit HK$5.54M · loan HK$49.85M · min. income ≈ HK$483,176/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,905
−HK$13,664/mo
▼ 0.25% · 3.875%
HK$259,688
−HK$6,881/mo
Today · 4.125%
HK$266,569
baseline
▲ 0.50% · 4.625%
HK$280,620
+HK$14,051/mo
Deposit HK$5.54M · loan HK$49.85M · min. income ≈ HK$533,138/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,937 · Scale 2, in force from 26 Feb 2026)