LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,630
−HK$792/mo
▼ 0.25% · 3.875%
HK$13,023
−HK$399/mo
Today · 4.125%
HK$13,422
baseline
▲ 0.50% · 4.625%
HK$14,238
+HK$816/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,844/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,051
−HK$759/mo
▼ 0.25% · 3.875%
HK$14,427
−HK$383/mo
Today · 4.125%
HK$14,810
baseline
▲ 0.50% · 4.625%
HK$15,590
+HK$780/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,620/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,156
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,627
−HK$479/mo
Today · 4.125%
HK$16,106
baseline
▲ 0.50% · 4.625%
HK$17,086
+HK$980/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$32,212/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,861
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,313
−HK$459/mo
Today · 4.125%
HK$17,772
baseline
▲ 0.50% · 4.625%
HK$18,708
+HK$936/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$35,544/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,682
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,232
−HK$559/mo
Today · 4.125%
HK$18,791
baseline
▲ 0.50% · 4.625%
HK$19,934
+HK$1,143/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,582/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,671
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,198
−HK$535/mo
Today · 4.125%
HK$20,733
baseline
▲ 0.50% · 4.625%
HK$21,826
+HK$1,093/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,466/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,734
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,441
−HK$718/mo
Today · 4.125%
HK$24,159
baseline
▲ 0.50% · 4.625%
HK$25,629
+HK$1,470/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$48,318/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,291
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,969
−HK$688/mo
Today · 4.125%
HK$26,657
baseline
▲ 0.50% · 4.625%
HK$28,062
+HK$1,405/mo
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$53,314/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,623 · Scale 2, in force from 26 Feb 2026)