LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,299
−HK$7,920/mo
▼ 0.25% · 3.875%
HK$130,227
−HK$3,992/mo
Today · 4.125%
HK$134,219
baseline
▲ 0.50% · 4.625%
HK$142,385
+HK$8,166/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$268,438/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,353,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,506
−HK$7,591/mo
▼ 0.25% · 3.875%
HK$144,274
−HK$3,823/mo
Today · 4.125%
HK$148,097
baseline
▲ 0.50% · 4.625%
HK$155,903
+HK$7,806/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$296,194/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,353,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,558
−HK$9,504/mo
▼ 0.25% · 3.875%
HK$156,273
−HK$4,789/mo
Today · 4.125%
HK$161,062
baseline
▲ 0.50% · 4.625%
HK$170,863
+HK$9,801/mo
Deposit HK$22.16M · loan HK$33.23M · min. income ≈ HK$322,124/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$2,353,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,607
−HK$9,109/mo
▼ 0.25% · 3.875%
HK$173,129
−HK$4,587/mo
Today · 4.125%
HK$177,716
baseline
▲ 0.50% · 4.625%
HK$187,084
+HK$9,368/mo
Deposit HK$22.16M · loan HK$33.23M · min. income ≈ HK$355,432/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$2,353,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,818
−HK$11,088/mo
▼ 0.25% · 3.875%
HK$182,318
−HK$5,588/mo
Today · 4.125%
HK$187,906
baseline
▲ 0.50% · 4.625%
HK$199,340
+HK$11,434/mo
Deposit HK$16.62M · loan HK$38.77M · min. income ≈ HK$375,812/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,353,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,708
−HK$10,628/mo
▼ 0.25% · 3.875%
HK$201,984
−HK$5,352/mo
Today · 4.125%
HK$207,336
baseline
▲ 0.50% · 4.625%
HK$218,265
+HK$10,929/mo
Deposit HK$16.62M · loan HK$38.77M · min. income ≈ HK$414,672/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,353,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,337
−HK$14,256/mo
▼ 0.25% · 3.875%
HK$234,409
−HK$7,184/mo
Today · 4.125%
HK$241,593
baseline
▲ 0.50% · 4.625%
HK$256,294
+HK$14,701/mo
Deposit HK$5.54M · loan HK$49.85M · min. income ≈ HK$483,186/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,911
−HK$13,664/mo
▼ 0.25% · 3.875%
HK$259,694
−HK$6,881/mo
Today · 4.125%
HK$266,575
baseline
▲ 0.50% · 4.625%
HK$280,626
+HK$14,051/mo
Deposit HK$5.54M · loan HK$49.85M · min. income ≈ HK$533,150/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,353,985 · Scale 2, in force from 26 Feb 2026)