LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,303
−HK$7,920/mo
▼ 0.25% · 3.875%
HK$130,232
−HK$3,991/mo
Today · 4.125%
HK$134,223
baseline
▲ 0.50% · 4.625%
HK$142,390
+HK$8,167/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$268,446/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,354,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,511
−HK$7,591/mo
▼ 0.25% · 3.875%
HK$144,279
−HK$3,823/mo
Today · 4.125%
HK$148,102
baseline
▲ 0.50% · 4.625%
HK$155,909
+HK$7,807/mo
Deposit HK$27.69M · loan HK$27.69M · min. income ≈ HK$296,204/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,354,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,563
−HK$9,505/mo
▼ 0.25% · 3.875%
HK$156,278
−HK$4,790/mo
Today · 4.125%
HK$161,068
baseline
▲ 0.50% · 4.625%
HK$170,868
+HK$9,800/mo
Deposit HK$22.16M · loan HK$33.23M · min. income ≈ HK$322,136/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$2,354,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,613
−HK$9,109/mo
▼ 0.25% · 3.875%
HK$173,135
−HK$4,587/mo
Today · 4.125%
HK$177,722
baseline
▲ 0.50% · 4.625%
HK$187,090
+HK$9,368/mo
Deposit HK$22.16M · loan HK$33.23M · min. income ≈ HK$355,444/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$2,354,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,824
−HK$11,088/mo
▼ 0.25% · 3.875%
HK$182,324
−HK$5,588/mo
Today · 4.125%
HK$187,912
baseline
▲ 0.50% · 4.625%
HK$199,346
+HK$11,434/mo
Deposit HK$16.62M · loan HK$38.77M · min. income ≈ HK$375,824/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,354,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,715
−HK$10,628/mo
▼ 0.25% · 3.875%
HK$201,991
−HK$5,352/mo
Today · 4.125%
HK$207,343
baseline
▲ 0.50% · 4.625%
HK$218,272
+HK$10,929/mo
Deposit HK$16.62M · loan HK$38.77M · min. income ≈ HK$414,686/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,354,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,345
−HK$14,257/mo
▼ 0.25% · 3.875%
HK$234,417
−HK$7,185/mo
Today · 4.125%
HK$241,602
baseline
▲ 0.50% · 4.625%
HK$256,303
+HK$14,701/mo
Deposit HK$5.54M · loan HK$49.85M · min. income ≈ HK$483,204/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,354,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,919
−HK$13,665/mo
▼ 0.25% · 3.875%
HK$259,702
−HK$6,882/mo
Today · 4.125%
HK$266,584
baseline
▲ 0.50% · 4.625%
HK$280,636
+HK$14,052/mo
Deposit HK$5.54M · loan HK$49.85M · min. income ≈ HK$533,168/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,354,065 · Scale 2, in force from 26 Feb 2026)