LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,317
−HK$7,922/mo
▼ 0.25% · 3.875%
HK$130,247
−HK$3,992/mo
Today · 4.125%
HK$134,239
baseline
▲ 0.50% · 4.625%
HK$142,407
+HK$8,168/mo
Deposit HK$27.70M · loan HK$27.70M · min. income ≈ HK$268,478/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,354,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,527
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$144,296
−HK$3,823/mo
Today · 4.125%
HK$148,119
baseline
▲ 0.50% · 4.625%
HK$155,927
+HK$7,808/mo
Deposit HK$27.70M · loan HK$27.70M · min. income ≈ HK$296,238/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,354,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,581
−HK$9,505/mo
▼ 0.25% · 3.875%
HK$156,296
−HK$4,790/mo
Today · 4.125%
HK$161,086
baseline
▲ 0.50% · 4.625%
HK$170,888
+HK$9,802/mo
Deposit HK$22.16M · loan HK$33.24M · min. income ≈ HK$322,172/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$2,354,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,632
−HK$9,111/mo
▼ 0.25% · 3.875%
HK$173,155
−HK$4,588/mo
Today · 4.125%
HK$177,743
baseline
▲ 0.50% · 4.625%
HK$187,112
+HK$9,369/mo
Deposit HK$22.16M · loan HK$33.24M · min. income ≈ HK$355,486/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$2,354,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,844
−HK$11,090/mo
▼ 0.25% · 3.875%
HK$182,345
−HK$5,589/mo
Today · 4.125%
HK$187,934
baseline
▲ 0.50% · 4.625%
HK$199,369
+HK$11,435/mo
Deposit HK$16.62M · loan HK$38.78M · min. income ≈ HK$375,868/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,354,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,738
−HK$10,629/mo
▼ 0.25% · 3.875%
HK$202,014
−HK$5,353/mo
Today · 4.125%
HK$207,367
baseline
▲ 0.50% · 4.625%
HK$218,297
+HK$10,930/mo
Deposit HK$16.62M · loan HK$38.78M · min. income ≈ HK$414,734/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,354,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,371
−HK$14,258/mo
▼ 0.25% · 3.875%
HK$234,444
−HK$7,185/mo
Today · 4.125%
HK$241,629
baseline
▲ 0.50% · 4.625%
HK$256,332
+HK$14,703/mo
Deposit HK$5.54M · loan HK$49.86M · min. income ≈ HK$483,258/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,354,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,948
−HK$13,666/mo
▼ 0.25% · 3.875%
HK$259,732
−HK$6,882/mo
Today · 4.125%
HK$266,614
baseline
▲ 0.50% · 4.625%
HK$280,668
+HK$14,054/mo
Deposit HK$5.54M · loan HK$49.86M · min. income ≈ HK$533,228/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,354,336 · Scale 2, in force from 26 Feb 2026)