LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,633
−HK$792/mo
▼ 0.25% · 3.875%
HK$13,026
−HK$399/mo
Today · 4.125%
HK$13,425
baseline
▲ 0.50% · 4.625%
HK$14,242
+HK$817/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,850/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,054
−HK$759/mo
▼ 0.25% · 3.875%
HK$14,431
−HK$382/mo
Today · 4.125%
HK$14,813
baseline
▲ 0.50% · 4.625%
HK$15,594
+HK$781/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,626/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,159
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,631
−HK$479/mo
Today · 4.125%
HK$16,110
baseline
▲ 0.50% · 4.625%
HK$17,090
+HK$980/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$32,220/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,864
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,317
−HK$459/mo
Today · 4.125%
HK$17,776
baseline
▲ 0.50% · 4.625%
HK$18,713
+HK$937/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$35,552/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,686
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,236
−HK$559/mo
Today · 4.125%
HK$18,795
baseline
▲ 0.50% · 4.625%
HK$19,938
+HK$1,143/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,590/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,675
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,203
−HK$535/mo
Today · 4.125%
HK$20,738
baseline
▲ 0.50% · 4.625%
HK$21,831
+HK$1,093/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,476/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,739
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,446
−HK$719/mo
Today · 4.125%
HK$24,165
baseline
▲ 0.50% · 4.625%
HK$25,635
+HK$1,470/mo
Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$48,330/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,297
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,975
−HK$688/mo
Today · 4.125%
HK$26,663
baseline
▲ 0.50% · 4.625%
HK$28,069
+HK$1,406/mo
Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$53,326/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,651 · Scale 2, in force from 26 Feb 2026)