LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,328
−HK$7,922/mo
▼ 0.25% · 3.875%
HK$130,257
−HK$3,993/mo
Today · 4.125%
HK$134,250
baseline
▲ 0.50% · 4.625%
HK$142,418
+HK$8,168/mo
Deposit HK$27.70M · loan HK$27.70M · min. income ≈ HK$268,500/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,354,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,538
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$144,307
−HK$3,824/mo
Today · 4.125%
HK$148,131
baseline
▲ 0.50% · 4.625%
HK$155,939
+HK$7,808/mo
Deposit HK$27.70M · loan HK$27.70M · min. income ≈ HK$296,262/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,354,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,593
−HK$9,506/mo
▼ 0.25% · 3.875%
HK$156,309
−HK$4,790/mo
Today · 4.125%
HK$161,099
baseline
▲ 0.50% · 4.625%
HK$170,902
+HK$9,803/mo
Deposit HK$22.16M · loan HK$33.24M · min. income ≈ HK$322,198/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$2,354,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,646
−HK$9,111/mo
▼ 0.25% · 3.875%
HK$173,169
−HK$4,588/mo
Today · 4.125%
HK$177,757
baseline
▲ 0.50% · 4.625%
HK$187,127
+HK$9,370/mo
Deposit HK$22.16M · loan HK$33.24M · min. income ≈ HK$355,514/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$2,354,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,859
−HK$11,090/mo
▼ 0.25% · 3.875%
HK$182,360
−HK$5,589/mo
Today · 4.125%
HK$187,949
baseline
▲ 0.50% · 4.625%
HK$199,386
+HK$11,437/mo
Deposit HK$16.62M · loan HK$38.78M · min. income ≈ HK$375,898/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,354,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,754
−HK$10,630/mo
▼ 0.25% · 3.875%
HK$202,030
−HK$5,354/mo
Today · 4.125%
HK$207,384
baseline
▲ 0.50% · 4.625%
HK$218,315
+HK$10,931/mo
Deposit HK$16.62M · loan HK$38.78M · min. income ≈ HK$414,768/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$2,354,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,390
−HK$14,259/mo
▼ 0.25% · 3.875%
HK$234,463
−HK$7,186/mo
Today · 4.125%
HK$241,649
baseline
▲ 0.50% · 4.625%
HK$256,353
+HK$14,704/mo
Deposit HK$5.54M · loan HK$49.86M · min. income ≈ HK$483,298/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,354,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,969
−HK$13,667/mo
▼ 0.25% · 3.875%
HK$259,753
−HK$6,883/mo
Today · 4.125%
HK$266,636
baseline
▲ 0.50% · 4.625%
HK$280,691
+HK$14,055/mo
Deposit HK$5.54M · loan HK$49.86M · min. income ≈ HK$533,272/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,354,528 · Scale 2, in force from 26 Feb 2026)