LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,333
−HK$7,922/mo
▼ 0.25% · 3.875%
HK$130,262
−HK$3,993/mo
Today · 4.125%
HK$134,255
baseline
▲ 0.50% · 4.625%
HK$142,424
+HK$8,169/mo
Deposit HK$27.70M · loan HK$27.70M · min. income ≈ HK$268,510/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,354,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,544
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$144,313
−HK$3,824/mo
Today · 4.125%
HK$148,137
baseline
▲ 0.50% · 4.625%
HK$155,946
+HK$7,809/mo
Deposit HK$27.70M · loan HK$27.70M · min. income ≈ HK$296,274/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,354,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,599
−HK$9,507/mo
▼ 0.25% · 3.875%
HK$156,315
−HK$4,791/mo
Today · 4.125%
HK$161,106
baseline
▲ 0.50% · 4.625%
HK$170,909
+HK$9,803/mo
Deposit HK$22.16M · loan HK$33.24M · min. income ≈ HK$322,212/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,354,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,653
−HK$9,111/mo
▼ 0.25% · 3.875%
HK$173,176
−HK$4,588/mo
Today · 4.125%
HK$177,764
baseline
▲ 0.50% · 4.625%
HK$187,135
+HK$9,371/mo
Deposit HK$22.16M · loan HK$33.24M · min. income ≈ HK$355,528/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,354,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,866
−HK$11,091/mo
▼ 0.25% · 3.875%
HK$182,367
−HK$5,590/mo
Today · 4.125%
HK$187,957
baseline
▲ 0.50% · 4.625%
HK$199,394
+HK$11,437/mo
Deposit HK$16.62M · loan HK$38.78M · min. income ≈ HK$375,914/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,354,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,761
−HK$10,631/mo
▼ 0.25% · 3.875%
HK$202,038
−HK$5,354/mo
Today · 4.125%
HK$207,392
baseline
▲ 0.50% · 4.625%
HK$218,324
+HK$10,932/mo
Deposit HK$16.62M · loan HK$38.78M · min. income ≈ HK$414,784/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,354,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,399
−HK$14,260/mo
▼ 0.25% · 3.875%
HK$234,472
−HK$7,187/mo
Today · 4.125%
HK$241,659
baseline
▲ 0.50% · 4.625%
HK$256,363
+HK$14,704/mo
Deposit HK$5.54M · loan HK$49.86M · min. income ≈ HK$483,318/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,354,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,979
−HK$13,668/mo
▼ 0.25% · 3.875%
HK$259,764
−HK$6,883/mo
Today · 4.125%
HK$266,647
baseline
▲ 0.50% · 4.625%
HK$280,702
+HK$14,055/mo
Deposit HK$5.54M · loan HK$49.86M · min. income ≈ HK$533,294/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$2,354,622 · Scale 2, in force from 26 Feb 2026)