LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,635
−HK$792/mo
▼ 0.25% · 3.875%
HK$13,028
−HK$399/mo
Today · 4.125%
HK$13,427
baseline
▲ 0.50% · 4.625%
HK$14,244
+HK$817/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,854/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,056
−HK$760/mo
▼ 0.25% · 3.875%
HK$14,433
−HK$383/mo
Today · 4.125%
HK$14,816
baseline
▲ 0.50% · 4.625%
HK$15,597
+HK$781/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,632/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,162
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,634
−HK$479/mo
Today · 4.125%
HK$16,113
baseline
▲ 0.50% · 4.625%
HK$17,093
+HK$980/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$32,226/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,868
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,320
−HK$459/mo
Today · 4.125%
HK$17,779
baseline
▲ 0.50% · 4.625%
HK$18,716
+HK$937/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$35,558/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,689
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,239
−HK$559/mo
Today · 4.125%
HK$18,798
baseline
▲ 0.50% · 4.625%
HK$19,942
+HK$1,144/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,596/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,679
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,207
−HK$535/mo
Today · 4.125%
HK$20,742
baseline
▲ 0.50% · 4.625%
HK$21,835
+HK$1,093/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,484/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,743
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,451
−HK$718/mo
Today · 4.125%
HK$24,169
baseline
▲ 0.50% · 4.625%
HK$25,640
+HK$1,471/mo
Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$48,338/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,301
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,980
−HK$688/mo
Today · 4.125%
HK$26,668
baseline
▲ 0.50% · 4.625%
HK$28,074
+HK$1,406/mo
Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$53,336/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,675 · Scale 2, in force from 26 Feb 2026)