LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,352
−HK$7,923/mo
▼ 0.25% · 3.875%
HK$130,282
−HK$3,993/mo
Today · 4.125%
HK$134,275
baseline
▲ 0.50% · 4.625%
HK$142,445
+HK$8,170/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$268,550/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,354,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,565
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$144,335
−HK$3,824/mo
Today · 4.125%
HK$148,159
baseline
▲ 0.50% · 4.625%
HK$155,969
+HK$7,810/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$296,318/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,354,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,622
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$156,338
−HK$4,792/mo
Today · 4.125%
HK$161,130
baseline
▲ 0.50% · 4.625%
HK$170,934
+HK$9,804/mo
Deposit HK$22.16M · loan HK$33.25M · min. income ≈ HK$322,260/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,354,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,678
−HK$9,113/mo
▼ 0.25% · 3.875%
HK$173,202
−HK$4,589/mo
Today · 4.125%
HK$177,791
baseline
▲ 0.50% · 4.625%
HK$187,163
+HK$9,372/mo
Deposit HK$22.16M · loan HK$33.25M · min. income ≈ HK$355,582/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,354,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,892
−HK$11,093/mo
▼ 0.25% · 3.875%
HK$182,395
−HK$5,590/mo
Today · 4.125%
HK$187,985
baseline
▲ 0.50% · 4.625%
HK$199,424
+HK$11,439/mo
Deposit HK$16.62M · loan HK$38.79M · min. income ≈ HK$375,970/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,354,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,791
−HK$10,632/mo
▼ 0.25% · 3.875%
HK$202,069
−HK$5,354/mo
Today · 4.125%
HK$207,423
baseline
▲ 0.50% · 4.625%
HK$218,357
+HK$10,934/mo
Deposit HK$16.62M · loan HK$38.79M · min. income ≈ HK$414,846/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,354,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,433
−HK$14,262/mo
▼ 0.25% · 3.875%
HK$234,508
−HK$7,187/mo
Today · 4.125%
HK$241,695
baseline
▲ 0.50% · 4.625%
HK$256,402
+HK$14,707/mo
Deposit HK$5.54M · loan HK$49.87M · min. income ≈ HK$483,390/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,354,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,017
−HK$13,670/mo
▼ 0.25% · 3.875%
HK$259,803
−HK$6,884/mo
Today · 4.125%
HK$266,687
baseline
▲ 0.50% · 4.625%
HK$280,744
+HK$14,057/mo
Deposit HK$5.54M · loan HK$49.87M · min. income ≈ HK$533,374/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,354,976 · Scale 2, in force from 26 Feb 2026)