LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,352
−HK$7,924/mo
▼ 0.25% · 3.875%
HK$130,283
−HK$3,993/mo
Today · 4.125%
HK$134,276
baseline
▲ 0.50% · 4.625%
HK$142,446
+HK$8,170/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$268,552/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,354,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,566
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$144,336
−HK$3,824/mo
Today · 4.125%
HK$148,160
baseline
▲ 0.50% · 4.625%
HK$155,970
+HK$7,810/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$296,320/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,354,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,623
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$156,339
−HK$4,792/mo
Today · 4.125%
HK$161,131
baseline
▲ 0.50% · 4.625%
HK$170,935
+HK$9,804/mo
Deposit HK$22.16M · loan HK$33.25M · min. income ≈ HK$322,262/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,354,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,679
−HK$9,113/mo
▼ 0.25% · 3.875%
HK$173,203
−HK$4,589/mo
Today · 4.125%
HK$177,792
baseline
▲ 0.50% · 4.625%
HK$187,164
+HK$9,372/mo
Deposit HK$22.16M · loan HK$33.25M · min. income ≈ HK$355,584/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,354,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,893
−HK$11,093/mo
▼ 0.25% · 3.875%
HK$182,396
−HK$5,590/mo
Today · 4.125%
HK$187,986
baseline
▲ 0.50% · 4.625%
HK$199,425
+HK$11,439/mo
Deposit HK$16.62M · loan HK$38.79M · min. income ≈ HK$375,972/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,354,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,792
−HK$10,632/mo
▼ 0.25% · 3.875%
HK$202,070
−HK$5,354/mo
Today · 4.125%
HK$207,424
baseline
▲ 0.50% · 4.625%
HK$218,358
+HK$10,934/mo
Deposit HK$16.62M · loan HK$38.79M · min. income ≈ HK$414,848/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,354,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,434
−HK$14,263/mo
▼ 0.25% · 3.875%
HK$234,509
−HK$7,188/mo
Today · 4.125%
HK$241,697
baseline
▲ 0.50% · 4.625%
HK$256,403
+HK$14,706/mo
Deposit HK$5.54M · loan HK$49.87M · min. income ≈ HK$483,394/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,354,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,018
−HK$13,670/mo
▼ 0.25% · 3.875%
HK$259,804
−HK$6,884/mo
Today · 4.125%
HK$266,688
baseline
▲ 0.50% · 4.625%
HK$280,746
+HK$14,058/mo
Deposit HK$5.54M · loan HK$49.87M · min. income ≈ HK$533,376/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,354,989 · Scale 2, in force from 26 Feb 2026)