LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,354
−HK$7,923/mo
▼ 0.25% · 3.875%
HK$130,284
−HK$3,993/mo
Today · 4.125%
HK$134,277
baseline
▲ 0.50% · 4.625%
HK$142,448
+HK$8,171/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$268,554/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,355,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,567
−HK$7,595/mo
▼ 0.25% · 3.875%
HK$144,337
−HK$3,825/mo
Today · 4.125%
HK$148,162
baseline
▲ 0.50% · 4.625%
HK$155,971
+HK$7,809/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$296,324/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,355,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,624
−HK$9,509/mo
▼ 0.25% · 3.875%
HK$156,341
−HK$4,792/mo
Today · 4.125%
HK$161,133
baseline
▲ 0.50% · 4.625%
HK$170,937
+HK$9,804/mo
Deposit HK$22.16M · loan HK$33.25M · min. income ≈ HK$322,266/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,355,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,681
−HK$9,113/mo
▼ 0.25% · 3.875%
HK$173,205
−HK$4,589/mo
Today · 4.125%
HK$177,794
baseline
▲ 0.50% · 4.625%
HK$187,166
+HK$9,372/mo
Deposit HK$22.16M · loan HK$33.25M · min. income ≈ HK$355,588/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,355,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,895
−HK$11,093/mo
▼ 0.25% · 3.875%
HK$182,398
−HK$5,590/mo
Today · 4.125%
HK$187,988
baseline
▲ 0.50% · 4.625%
HK$199,427
+HK$11,439/mo
Deposit HK$16.62M · loan HK$38.79M · min. income ≈ HK$375,976/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,355,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,794
−HK$10,632/mo
▼ 0.25% · 3.875%
HK$202,072
−HK$5,354/mo
Today · 4.125%
HK$207,426
baseline
▲ 0.50% · 4.625%
HK$218,360
+HK$10,934/mo
Deposit HK$16.62M · loan HK$38.79M · min. income ≈ HK$414,852/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,355,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,437
−HK$14,262/mo
▼ 0.25% · 3.875%
HK$234,511
−HK$7,188/mo
Today · 4.125%
HK$241,699
baseline
▲ 0.50% · 4.625%
HK$256,406
+HK$14,707/mo
Deposit HK$5.54M · loan HK$49.87M · min. income ≈ HK$483,398/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,355,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,021
−HK$13,670/mo
▼ 0.25% · 3.875%
HK$259,807
−HK$6,884/mo
Today · 4.125%
HK$266,691
baseline
▲ 0.50% · 4.625%
HK$280,749
+HK$14,058/mo
Deposit HK$5.54M · loan HK$49.87M · min. income ≈ HK$533,382/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,355,014 · Scale 2, in force from 26 Feb 2026)