LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,636
−HK$792/mo
▼ 0.25% · 3.875%
HK$13,029
−HK$399/mo
Today · 4.125%
HK$13,428
baseline
▲ 0.50% · 4.625%
HK$14,245
+HK$817/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,856/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,057
−HK$760/mo
▼ 0.25% · 3.875%
HK$14,434
−HK$383/mo
Today · 4.125%
HK$14,817
baseline
▲ 0.50% · 4.625%
HK$15,598
+HK$781/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,634/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,163
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,635
−HK$479/mo
Today · 4.125%
HK$16,114
baseline
▲ 0.50% · 4.625%
HK$17,095
+HK$981/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$32,228/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,869
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,321
−HK$459/mo
Today · 4.125%
HK$17,780
baseline
▲ 0.50% · 4.625%
HK$18,717
+HK$937/mo
Deposit HK$2.22M · loan HK$3.32M · min. income ≈ HK$35,560/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,690
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,241
−HK$559/mo
Today · 4.125%
HK$18,800
baseline
▲ 0.50% · 4.625%
HK$19,944
+HK$1,144/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,600/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,680
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,208
−HK$536/mo
Today · 4.125%
HK$20,744
baseline
▲ 0.50% · 4.625%
HK$21,837
+HK$1,093/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,488/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,745
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,452
−HK$719/mo
Today · 4.125%
HK$24,171
baseline
▲ 0.50% · 4.625%
HK$25,642
+HK$1,471/mo
Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$48,342/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,303
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,982
−HK$688/mo
Today · 4.125%
HK$26,670
baseline
▲ 0.50% · 4.625%
HK$28,076
+HK$1,406/mo
Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$53,340/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,684 · Scale 2, in force from 26 Feb 2026)