LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,365
−HK$7,924/mo
▼ 0.25% · 3.875%
HK$130,295
−HK$3,994/mo
Today · 4.125%
HK$134,289
baseline
▲ 0.50% · 4.625%
HK$142,460
+HK$8,171/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$268,578/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,355,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,579
−HK$7,595/mo
▼ 0.25% · 3.875%
HK$144,350
−HK$3,824/mo
Today · 4.125%
HK$148,174
baseline
▲ 0.50% · 4.625%
HK$155,985
+HK$7,811/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$296,348/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,355,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,638
−HK$9,509/mo
▼ 0.25% · 3.875%
HK$156,354
−HK$4,793/mo
Today · 4.125%
HK$161,147
baseline
▲ 0.50% · 4.625%
HK$170,952
+HK$9,805/mo
Deposit HK$22.17M · loan HK$33.25M · min. income ≈ HK$322,294/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,355,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,695
−HK$9,114/mo
▼ 0.25% · 3.875%
HK$173,220
−HK$4,589/mo
Today · 4.125%
HK$177,809
baseline
▲ 0.50% · 4.625%
HK$187,182
+HK$9,373/mo
Deposit HK$22.17M · loan HK$33.25M · min. income ≈ HK$355,618/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,355,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,910
−HK$11,094/mo
▼ 0.25% · 3.875%
HK$182,413
−HK$5,591/mo
Today · 4.125%
HK$188,004
baseline
▲ 0.50% · 4.625%
HK$199,444
+HK$11,440/mo
Deposit HK$16.63M · loan HK$38.79M · min. income ≈ HK$376,008/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,355,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,811
−HK$10,633/mo
▼ 0.25% · 3.875%
HK$202,090
−HK$5,354/mo
Today · 4.125%
HK$207,444
baseline
▲ 0.50% · 4.625%
HK$218,379
+HK$10,935/mo
Deposit HK$16.63M · loan HK$38.79M · min. income ≈ HK$414,888/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,355,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,456
−HK$14,264/mo
▼ 0.25% · 3.875%
HK$234,532
−HK$7,188/mo
Today · 4.125%
HK$241,720
baseline
▲ 0.50% · 4.625%
HK$256,428
+HK$14,708/mo
Deposit HK$5.54M · loan HK$49.88M · min. income ≈ HK$483,440/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,355,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,043
−HK$13,671/mo
▼ 0.25% · 3.875%
HK$259,829
−HK$6,885/mo
Today · 4.125%
HK$266,714
baseline
▲ 0.50% · 4.625%
HK$280,773
+HK$14,059/mo
Deposit HK$5.54M · loan HK$49.88M · min. income ≈ HK$533,428/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,355,217 · Scale 2, in force from 26 Feb 2026)