LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,373
−HK$7,925/mo
▼ 0.25% · 3.875%
HK$130,304
−HK$3,994/mo
Today · 4.125%
HK$134,298
baseline
▲ 0.50% · 4.625%
HK$142,470
+HK$8,172/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$268,596/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,355,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,589
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$144,360
−HK$3,825/mo
Today · 4.125%
HK$148,185
baseline
▲ 0.50% · 4.625%
HK$155,996
+HK$7,811/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$296,370/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,355,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,648
−HK$9,510/mo
▼ 0.25% · 3.875%
HK$156,365
−HK$4,793/mo
Today · 4.125%
HK$161,158
baseline
▲ 0.50% · 4.625%
HK$170,964
+HK$9,806/mo
Deposit HK$22.17M · loan HK$33.25M · min. income ≈ HK$322,316/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,355,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,707
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$173,232
−HK$4,590/mo
Today · 4.125%
HK$177,822
baseline
▲ 0.50% · 4.625%
HK$187,195
+HK$9,373/mo
Deposit HK$22.17M · loan HK$33.25M · min. income ≈ HK$355,644/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,355,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,923
−HK$11,094/mo
▼ 0.25% · 3.875%
HK$182,426
−HK$5,591/mo
Today · 4.125%
HK$188,017
baseline
▲ 0.50% · 4.625%
HK$199,458
+HK$11,441/mo
Deposit HK$16.63M · loan HK$38.79M · min. income ≈ HK$376,034/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,355,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,825
−HK$10,634/mo
▼ 0.25% · 3.875%
HK$202,103
−HK$5,356/mo
Today · 4.125%
HK$207,459
baseline
▲ 0.50% · 4.625%
HK$218,394
+HK$10,935/mo
Deposit HK$16.63M · loan HK$38.79M · min. income ≈ HK$414,918/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,355,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,472
−HK$14,265/mo
▼ 0.25% · 3.875%
HK$234,548
−HK$7,189/mo
Today · 4.125%
HK$241,737
baseline
▲ 0.50% · 4.625%
HK$256,446
+HK$14,709/mo
Deposit HK$5.54M · loan HK$49.88M · min. income ≈ HK$483,474/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,355,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,060
−HK$13,672/mo
▼ 0.25% · 3.875%
HK$259,847
−HK$6,885/mo
Today · 4.125%
HK$266,732
baseline
▲ 0.50% · 4.625%
HK$280,792
+HK$14,060/mo
Deposit HK$5.54M · loan HK$49.88M · min. income ≈ HK$533,464/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,355,379 · Scale 2, in force from 26 Feb 2026)