LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,374
−HK$7,925/mo
▼ 0.25% · 3.875%
HK$130,305
−HK$3,994/mo
Today · 4.125%
HK$134,299
baseline
▲ 0.50% · 4.625%
HK$142,471
+HK$8,172/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$268,598/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,355,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,590
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$144,361
−HK$3,825/mo
Today · 4.125%
HK$148,186
baseline
▲ 0.50% · 4.625%
HK$155,997
+HK$7,811/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$296,372/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,355,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,649
−HK$9,510/mo
▼ 0.25% · 3.875%
HK$156,366
−HK$4,793/mo
Today · 4.125%
HK$161,159
baseline
▲ 0.50% · 4.625%
HK$170,965
+HK$9,806/mo
Deposit HK$22.17M · loan HK$33.25M · min. income ≈ HK$322,318/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,355,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,708
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$173,233
−HK$4,590/mo
Today · 4.125%
HK$177,823
baseline
▲ 0.50% · 4.625%
HK$187,196
+HK$9,373/mo
Deposit HK$22.17M · loan HK$33.25M · min. income ≈ HK$355,646/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$2,355,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,924
−HK$11,095/mo
▼ 0.25% · 3.875%
HK$182,427
−HK$5,592/mo
Today · 4.125%
HK$188,019
baseline
▲ 0.50% · 4.625%
HK$199,459
+HK$11,440/mo
Deposit HK$16.63M · loan HK$38.79M · min. income ≈ HK$376,038/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,355,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,826
−HK$10,634/mo
▼ 0.25% · 3.875%
HK$202,105
−HK$5,355/mo
Today · 4.125%
HK$207,460
baseline
▲ 0.50% · 4.625%
HK$218,396
+HK$10,936/mo
Deposit HK$16.63M · loan HK$38.79M · min. income ≈ HK$414,920/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,355,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,474
−HK$14,264/mo
▼ 0.25% · 3.875%
HK$234,550
−HK$7,188/mo
Today · 4.125%
HK$241,738
baseline
▲ 0.50% · 4.625%
HK$256,448
+HK$14,710/mo
Deposit HK$5.54M · loan HK$49.88M · min. income ≈ HK$483,476/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,355,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,062
−HK$13,673/mo
▼ 0.25% · 3.875%
HK$259,849
−HK$6,886/mo
Today · 4.125%
HK$266,735
baseline
▲ 0.50% · 4.625%
HK$280,795
+HK$14,060/mo
Deposit HK$5.54M · loan HK$49.88M · min. income ≈ HK$533,470/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,355,398 · Scale 2, in force from 26 Feb 2026)